About Bryan Dornan

Bryan Dornan is a financial journalist and currently serves as Chief Editor of RefiGuide.org. Bryan has founded several mortgage and marketing companies and has worked as a loan officer and mortgage broker in the industry for over 25 years and has a wealth of experience in providing mortgage clients with the highest level of service in the industry. Bryan's continual focus is to promote affordable home-ownership to consumers like you across the United States. He also writes for RealtyTimes, Patch, Buzzfeed, Medium and other national publications. Find him on Twitter, Muckrack, and Linkedin

Pennsylvania First-Time Home Buyer Loan Programs

The future looks bright for first time home buyers in Pennsylvania in 2025 because there are attractive offers for down-payment assistance, home buying grants and affordable housing. Whether you are in Philadelphia, Pittsburg or Scranton, the RefiGuide can help you connect with trusted Pennsylvania mortgage lenders that provide down payment assistance and competitive home loan… Read More »

Manufactured Home Loans Guide 2026

Manufactured home loans are available with competitive mortgage rates for borrowers looking to purchase or refinance a manufactured or modular home.  Potential home buyers who want to get a manufactured home often wonder how easy it will be to get financing for these properties. Compare Lenders Offering Affordable Loans for Manufactured Homes See New Programs… Read More »

Best Second Mortgage Lenders & Brokers Online

Not all banks and loan companies offer 2nd mortgages, so we why not let RefiGuide help you find the best second mortgage lenders and brokers that specialize in this unique niche market of home equity and subordinate financing. Try walking into your favorite bank or neighborhood credit union and obtaining a low rate home equity… Read More »

Alabama First Time Home Buyer Loan Guide

For first-time home buyers in Alabama, where the median home price was $276,400 as of November 2025, navigating the housing market can be challenging. Fortunately, a range of state, local, and federal programs offer financial assistance, including down payment grants, low-interest loans, and tax credits, to make homeownership more accessible. The RefiGuide reveals Alabama’s key… Read More »

Ohio First Time Home Buyer Loan Programs and Grants

Many first time buyers are excited to buy a home in Ohio with the generous down payment assistance, grants and competitive mortgage loan programs. Ohio’s housing market, with a median home price of $235,000 in the first three quarters of 2025, offers relative affordability compared to national averages, but the median down payment of $16,500… Read More »

Oklahoma First-Time Home Buyer Grants and DPA Loans

We published this guide to highlight Oklahoma’s top 2026 first-time home buyer grants and DPA loans, includes reference links for state and local initiatives, and presents two case studies to illustrate their impact. Oklahoma’s housing market, with a median home price of $236,000 in December 2025, offers affordability compared to national averages, but the median… Read More »

Oregon First-Time Home Buyer Loans and Grants

Buying a home in Oregon can be challenging but if you take advantage of OR first time home buyer grants and down payment assistance you may reap the benefits of homeowernship. Oregon’s housing market, with a median home price of $508,100 in January 2025, presents significant challenges for first-time home buyers, particularly in high-cost areas… Read More »

Michigan First Time Home Buyer Loans and Grants

Purchasing a home for the first time in Michigan in 2025 can be both exciting and financially challenging, particularly due to the upfront costs of down payments and closing fees. Fortunately, Michigan offers a variety of grants and down payment assistance loans created for MI first-time home buyers with preferred pricing and significant incentives through… Read More »

Mortgage Consolidation Refinance

Owning a home is often seen as a cornerstone of financial stability, but managing multiple loans, high-interest rates, and monthly mortgage payments can become overwhelming. This is where mortgage consolidation refinance comes into play—a financial strategy that allows homeowners to streamline their debts into one manageable loan with potentially lower interest rates. Whether you’re drowning… Read More »

Utah First-Time Home Buyer Loan Programs

Utah first time home buyers are blessed with many opportunities that include a variety of state, local, and federal programs to make homeownership more accessible through UT down payment assistance, house buying grants, and low-interest mortgages. The RefiGuide published this guide to reveal the top 2025 Utah first-time home buyer programs, provides reference links for… Read More »