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4 Solid Home Refinance Options in 18

Even though mortgage interest rates have started to edge up, home buyers and existing homeowners considering a home refinance loan with good credit can still get a competitive interest rate in today’s market. But there are still many home refinancing options out there to consider before signing a new contract. Which Home Refinance Program Is… Read More »

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Top 6 Tips to Buy a Home in the U.S. with a FHA Mortgage Program

Many Americans remain optimistic about the economy in 2017 and many renters are considering home-ownership for the first time. With consumer confidence soaring once again, many people are preparing for the dream of owning a home and are planning to apply for an FHA mortgage in the coming year. The economic signs are pointing to strong… Read More »

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4 Reasons Why Home Equity Loan Programs Heat Up with Trump

Donald Trump was elected the next president of the United States, and some financial experts believe that the President-elect could be good for the housing and mortgage industry. One of the areas of real estate that could see more activity is in home equity loans. A home equity loan is a form of a second… Read More »

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What Closing Costs Are Tax Deductible on a Refinance Mortgage in 2018?

Many homeowners today are choosing to refinance their mortgage because of the very low interest rates that continue to hover in the 4% range as of the 4th quarter of 2017. Refinancing a mortgage on your home property can save you hundreds of dollars per month, freeing up money for many other expenses of life.… Read More »

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8 Secrets of the Cash Back Refinance Program

If you own a home, you probably have heard about a cash out or cash back refinance. Homeowners are blessed with unique opportunities to access money when refinancing their home. What is a “cash back  refinance” and why would you do it? We’ll explain in detail below. Cash Back Refinance Basics A cash out or… Read More »

Guide to Mortgage Loan Calculators in 2018

Most people wanting to buy a home with a mortgage usually have two major concerns: How much will the interest rate be, and can I afford the monthly payments? There are many good online mortgage calculators that can assist you in making these important financial calculations when you are deciding to buy a home. There… Read More »

5 Ways to Save Money as a Homeowner Now

So, you just closed on your new home. Great! It is very exciting, but there is a lot to do, and if you do not do things right, you could cost yourself extra money each month. While you might not be thinking about saving money right now, it will pay off in the long run… Read More »

What Are the Jumbo Mortgage Limits in 2018?

It is 2018, and conventional and conforming loan limits have increased. This could be a benefit to people buying homes, as well as those who want to refinance this year. This means that fewer loans will be considered jumbo loans, which makes borrowing money for a home easier for most people. A jumbo mortgage is… Read More »

10 Ways to Get Approved for a Home Loan the First Time

Are you in the market for a home loan in 2018? Whether you are buying your first home or refinancing your existing one, you can improve your odds of being pre-approved for a home loan this year if you follow our helpful tips below. #1 Make Sure You Know Your Credit Score As you probably… Read More »

Trump Admin Proposes Higher Funding for HUD

President Trump announced last week that his proposal for the 2019 fiscal budget would allot a total of $41.24 billion to the US Department of Housing and Urban Development (HUD), which is an increase of 1% from $40.7 billion in 2017. Last year, the president reduced HUD’s budget by $6.2 billion. Originally, the Trump administration… Read More »

8 Easy Ways to Save Money Refinancing Your Mortgage

Are you considering a refinance of your mortgage? Interest rates are very low in 2018 but could rise soon, so now may be the time to apply for a refinance mortgage. If you are considering a home refinance, you will want to save as much money as you can to make the process worth it.… Read More »

What Is the First Time Home Buyer Tax Credit in 2018?

First time home buyers who are looking for a tax credit could be thinking of the federal program enacted under President Obama. Unfortunately, that program ended several years ago and the 2018 first time home buyer tax credit does not exist. It was enacted in the aftermath of the last financial crisis to help first… Read More »

How Do VA and FHA Constructions Loans Work?

People who want to get a FHA or VA construction loan are usually in an exciting time of life. Building your own home or rehabbing your home is a great way to enjoy the American dream of home ownership. The purpose of this article is to review how VA and FHA construction loans work. With… Read More »