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4 Solid Home Refinance Options in 18

Even though mortgage interest rates have started to edge up, home buyers and existing homeowners considering a home refinance loan with good credit can still get a competitive interest rate in today’s market. But there are still many home refinancing options out there to consider before signing a new contract. Which Home Refinance Program Is… Read More »

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Top 6 Tips to Buy a Home in the U.S. with a FHA Mortgage Program

Many Americans remain optimistic about the economy in 2017 and many renters are considering home-ownership for the first time. With consumer confidence soaring once again, many people are preparing for the dream of owning a home and are planning to apply for an FHA mortgage in the coming year. The economic signs are pointing to strong… Read More »

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4 Reasons Why Home Equity Loan Programs Heat Up with Trump

Donald Trump was elected the next president of the United States, and some financial experts believe that the President-elect could be good for the housing and mortgage industry. One of the areas of real estate that could see more activity is in home equity loans. A home equity loan is a form of a second… Read More »

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What Closing Costs Are Tax Deductible on a Refinance Mortgage in 2018?

Many homeowners today are choosing to refinance their mortgage because of the very low interest rates that continue to hover in the 4% range as of the 4th quarter of 2017. Refinancing a mortgage on your home property can save you hundreds of dollars per month, freeing up money for many other expenses of life.… Read More »

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8 Secrets of the Cash Back Refinance Program

If you own a home, you probably have heard about a cash out or cash back refinance. Homeowners are blessed with unique opportunities to access money when refinancing their home. What is a “cash back  refinance” and why would you do it? We’ll explain in detail below. Cash Back Refinance Basics A cash back or… Read More »

8 Tips to Home Refinancing When Mortgage Rates Rise

Do you want to refinance your home but are worried about interest rates going up? This could be a valid concern in 2018 as rates are probably going to rise as the economy gathers steam. But don’t worry, you still have time to refinance. If you follow our tips below, you will have a better… Read More »

How to Buy a Short Sale in the Trump Era

Some home buyers looking for a good deal in the Trump era of rising home prices may consider buying a short sale. If you are looking at a property that is listed well below the market value for that neighborhood, you should talk to your real estate agent to determine if it is a short… Read More »

Homeowners Guide to Cash Out Refinance Loans

Are you thinking about getting a lower interest rate on your mortgage, and pulling out cash to renovate your home? If so, you may be a good candidate to do a cash out refinance loan in 2018. Doing this type of refinance loan can get you a lower rate and get you the cash you… Read More »

 Is PMI Tax Deductible in 2018?

Many home buyers are wondering if private mortgage insurance or PMI is still tax deductible in 2018. With all of the media publishing articles about the year-end GOP tax reform bill, it is imperative that you get the facts on tax deductions for PMI before committing to a home loan in the new year. The… Read More »

How the New CFPB Director Will Help the Mortgage Industry

Last Month, President Trump ousted Richard Cordray from the CFPB. While the bureau and the administration are still fighting over who the new interim director will be, a major change in direction at the agency is assured. This is most likely good news for the housing and mortgage industries. Mortgage industry experts say that whoever… Read More »

How Much of a Home Can I Afford with a FHA Loan?

Are you excited to buy a house in 2018? You may be able to afford a low rate FHA home loan program for several reasons. FHA home loans are insured by the Federal Housing Administration, and feature more flexible underwriting standards than conventional loans. FHA home loan requirements are easier than most conventional loans and… Read More »

Update on HARP Refinance Loan Programs Extended in 2018

The HARP refinance program was going to expire on September 30th. The Federal Housing Finance Agency announced recently that it would extend the Home Affordable Refinance Program or HARP 3.0 through the end of 2018. This is good news for people who are struggling with their mortgage and who owe more on their home than… Read More »

6 Steps to Get a Loan for a House in 2018

Economic activity in the US is definitely on the rise. For all of 2017, it is likely that the US will have grown at a 3% rate or higher, which has not been seen for more than a decade. This means it is likely that home sales will grow in 2018. If you are one… Read More »

What is a Jumbo Loan Amount?

People who are shopping for a more expensive home, especially in a higher cost of living area, may consider a jumbo mortgage program. A jumbo loan is a type of mortgage where the amount is more than the conforming loan limits established by the FHA. So, unlike a conventional, conforming loan, it may not be… Read More »

4 Reasons for Realtors and Mortgage Lenders to Work Together

If you are a real estate agent who hands out business cards for several lenders when you meet with potential home buyers, you may want to reconsider how you are approaching the relationship you have between lender and realtor. Once you are established in the real estate business as a real estate agent, you are… Read More »

7 Reasons to Apply for a USDA Mortgage Loan

Did you know there are USDA mortgage programs available for people home buying in rural areas in the United States? Maybe you feel more comfortable surrounded by open country more than pavement and neighbors. If that is the cases, then you may want to buy a home in the country and it may be time to… Read More »

Top 7 Free Mobile Tools to Get the Best Home Loans

Home buyers are always told they should do plenty of shopping for a home loan. In fact, the federal loan estimate closing document that was introduced last year that supplanted the Good Faith Estimate document of years past was created to encourage home buyers to shop for loans before the signed the dotted line and… Read More »

Top 10 US Housing Markets in 2018

Much higher home prices in the big cities on the east and west coasts traditionally are the norm, such as in New York and San Francisco. But regarding the housing market in 2017, these hot markets are not necessarily the best places to buy a home. According to Zillow, some of the best places to… Read More »