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4 Solid Home Refinance Options in 18

Even though mortgage interest rates have started to edge up, home buyers and existing homeowners considering a home refinance loan with good credit can still get a competitive interest rate in today’s market. But there are still many home refinancing options out there to consider before signing a new contract. Which Home Refinance Program Is… Read More »

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Top 6 Tips to Buy a Home in the U.S. with a FHA Mortgage Program

Many Americans remain optimistic about the economy in 2017 and many renters are considering home-ownership for the first time. With consumer confidence soaring once again, many people are preparing for the dream of owning a home and are planning to apply for an FHA mortgage in the coming year. The economic signs are pointing to strong… Read More »

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4 Reasons Why Home Equity Loan Programs Heat Up with Trump

Donald Trump was elected the next president of the United States, and some financial experts believe that the President-elect could be good for the housing and mortgage industry. One of the areas of real estate that could see more activity is in home equity loans. A home equity loan is a form of a second… Read More »

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What Closing Costs Are Tax Deductible on a Refinance Mortgage in 2018?

Many homeowners today are choosing to refinance their mortgage because of the very low interest rates that continue to hover in the 4% range as of the 4th quarter of 2017. Refinancing a mortgage on your home property can save you hundreds of dollars per month, freeing up money for many other expenses of life.… Read More »

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8 Secrets of the Cash Back Refinance Program

If you own a home, you probably have heard about a cash out or cash back refinance. Homeowners are blessed with unique opportunities to access money when refinancing their home. What is a “cash back  refinance” and why would you do it? We’ll explain in detail below. Cash Back Refinance Basics A cash out or… Read More »

8 Easy Ways to Save Money Refinancing Your Mortgage

Are you considering a refinance of your mortgage? Interest rates are very low in 2018 but could rise soon, so now may be the time to apply for a refinance mortgage. If you are considering a home refinance, you will want to save as much money as you can to make the process worth it.… Read More »

What Is the First Time Home Buyer Tax Credit in 2018?

First time home buyers who are looking for a tax credit could be thinking of the federal program enacted under President Obama. Unfortunately, that program ended several years ago and the 2018 first time home buyer tax credit does not exist. It was enacted in the aftermath of the last financial crisis to help first… Read More »

How Do VA and FHA Constructions Loans Work?

People who want to get a FHA or VA construction loan are usually in an exciting time of life. Building your own home or rehabbing your home is a great way to enjoy the American dream of home ownership. The purpose of this article is to review how VA and FHA construction loans work. With… Read More »

Why the 15 Year Mortgage Is So Appealing in 2018

In many circles today the 15-year mortgage is touted a good financial choice for homeowners who can afford to pay the much higher payments each month, and who want to get rid of their mortgage much faster. Potentially, 15-year mortgage rates today open up the door of opportunity for a borrower to save thousands in… Read More »

What Are the Down-Payment Requirements for Fannie Mae in 2018?

Home buyers purchasing a home with a conventional loan want to know that the down payment requirements are for a Fannie Mae loan in 2018. Below is more information about what the minimum down-payment rules will be for most borrowers qualifying for a Fannie Mae home loan this year. A conventional home loan is not… Read More »

Ultimate Guide to a Refinance Mortgage with No Closing Costs or Fees

No mortgage is free. There are always fees and closing costs associated with a refinance mortgage loan, the question is, who is paying for the refinance closing costs and fees? In most cases, all the costs total thousands of dollars. Unless you are okay with paying those costs by opening your checkbook at the closing… Read More »

Should I Wait for Rates to Drop or Refinance Now?

It is 2018 and interest rates are holding steady near record lows. Is it a good time to refinance your mortgage or should you wait for rates to drop? Well, interest rates for mortgage refinancing are a bit higher than a year ago, but they are still very low. Below is more information about whether… Read More »

Revealing Guidance for Home Refinance Loans in 2018

It is 2018, and if you are thinking about buying a home or refinancing, the news is like a year ago. Rates continue to stay low, but they are expected to rise. Experts were saying the same a year ago, but we think it is even more likely this year for rates to go up.… Read More »

6 Easy Steps to Get Your FHA Loan Application Approved

People who want to own their own home are at the heart of the American Dream. Some might think that after the last financial downturn, you need to have a high credit score to buy a home. This is actually not really true. It did get more difficult to buy a home with poor credit… Read More »

6 Appealing Options to Finance Home Remodeling and Repairs

Anyone who owns their home probably has a list of home improvements they want to do. Whether it is renovate the kitchen, add a bathroom or update the A/C system, most of us have plenty of things on our wish list. What often stands in the way is money, naturally. Many home improvements cost thousands… Read More »

8 Tips to Home Refinancing When Mortgage Rates Rise

Do you want to refinance your home but are worried about interest rates going up? This could be a valid concern in 2018 as rates are probably going to rise as the economy gathers steam. But don’t worry, you still have time to refinance. If you follow our tips below, you will have a better… Read More »

How to Buy a Short Sale in the Trump Era

Some home buyers looking for a good deal in the Trump era of rising home prices may consider buying a short sale. If you are looking at a property that is listed well below the market value for that neighborhood, you should talk to your real estate agent to determine if it is a short… Read More »

Homeowners Guide to Cash Out Refinance Loans

Are you thinking about getting a lower interest rate on your mortgage, and pulling out cash to renovate your home? If so, you may be a good candidate to do a cash out refinance loan in 2018. Doing this type of refinance loan can get you a lower rate and get you the cash you… Read More »

 Is PMI Tax Deductible in 2018?

Many home buyers are wondering if private mortgage insurance or PMI is still tax deductible in 2018. With all of the media publishing articles about the year-end GOP tax reform bill, it is imperative that you get the facts on tax deductions for PMI before committing to a home loan in the new year. The… Read More »

How the New CFPB Director Will Help the Mortgage Industry

Last Month, President Trump ousted Richard Cordray from the CFPB. While the bureau and the administration are still fighting over who the new interim director will be, a major change in direction at the agency is assured. This is most likely good news for the housing and mortgage industries. Mortgage industry experts say that whoever… Read More »