Featured Article

4 Solid Home Refinance Options in 18

Even though mortgage interest rates have started to edge up, home buyers and existing homeowners considering a home refinance loan with good credit can still get a competitive interest rate in today’s market. But there are still many home refinancing options out there to consider before signing a new contract. Which Home Refinance Program Is… Read More »

Featured Article

Top 6 Tips to Buy a Home in the U.S. with a FHA Mortgage Program

Many Americans remain optimistic about the economy in 2017 and many renters are considering home-ownership for the first time. With consumer confidence soaring once again, many people are preparing for the dream of owning a home and are planning to apply for an FHA mortgage in the coming year. The economic signs are pointing to strong… Read More »

Featured Article

4 Reasons Why Home Equity Loan Programs Heat Up with Trump

Donald Trump was elected the next president of the United States, and some financial experts believe that the President-elect could be good for the housing and mortgage industry. One of the areas of real estate that could see more activity is in home equity loans. A home equity loan is a form of a second… Read More »

Featured Article

8 Secrets of the Cash Back Refinance Program

If you own a home, you probably have heard about a cash out or cash back refinance. Homeowners are blessed with unique opportunities to access money when refinancing their home. What is a “cash back  refinance” and why would you do it? We’ll explain in detail below. Cash Back Refinance Basics A cash out or… Read More »

Government Mortgage Alternatives for People with Poor Credit

After the last financial slow down, getting a mortgage with poor credit was difficult. The federal government cracked down on lending and lenders got scared too extend credit on home loans to any but the best borrowers. While too much lax lending practices went on during the last real estate boom, the over-correction probably went… Read More »

How to Qualify for a Home Loan with and Get a Good Mortgage Rate

Buying a home has always had its challenges, but it is expected that some homeowner friendly tax deductions will disappear as the Trump tax law takes effect. This will mean that for many Americans, it may not be as good financially to own a home. Yes, home mortgage rates are rising, but there are still… Read More »

Essential Guide to Manufactured Home Loans in 2018

Potential home buyers who want to get a manufactured home often wonder how easy it will be to get financing for these properties. While home loans for manufactured houses are not as plentiful as regular homes, there are still some options available, including from government backed home loan programs such as FHA. Most people are… Read More »

7 Signs It’s Time to Refinance Your House Loan

People who own their home frequently are watching mortgage rates to determine if now is a good time to refinance their home loan. Whenever you refinance, you always are taking a bit of a gamble because it is hard to say what rates will be tomorrow, let alone next month or next year. When considering… Read More »

8 Secrets to Securing the Best Deal in Your Next Refinance Mortgage

In 2018, interest rates for refinancing have moved considerably higher, with conventional 30-year mortgage rates in the 4.5% and 4.6% range. There is a chance rates could edge close to 5% this year. If you are considering a refinance mortgage because you want to secure a low interest rate, you may want to get rolling… Read More »

Quiz – How Much Do You Know About FHA?

What Do You Know About Buying a Home with a FHA Loan? The Federal Housing Administration insures mortgages for home buyers in the United States and has been a popular choice for decades. Potential home buyers often like to consider FHA loans for their mortgage needs because they are generally easier to qualify for. But… Read More »

How to Find the Best Mortgage Lenders for First Time Home Buyers

No matter where you are in life, the decision to purchase your first home is one of the most important ones. But before you can begin shopping with your realtor for a home, you will need to find a mortgage lender and get pre-approved for a mortgage. Getting pre-approved or pre-qualified is a critical step… Read More »

Why Some Millennials Are Choosing Fannie and Freddie Over FHA

Millennials who want to buy a home have probably heard of Fannie Mae, Freddie Mac and FHA. All of these are government backed entities that use different methods to extend loans to first time and other types of buyers who may have had difficulty getting credit in the past. This article will help you to… Read More »

Why Are Investment Companies Buying Subprime Mortgage Bonds Again?

After the financial crash of 10 years ago, subprime mortgage bond issuance has been rare. It was those risky securities that effectively brought the US economy and world economy to its knees. But recent information from the financial industry suggests investors are buying subprime mortgage bonds again. According to the Financial Times, subprime mortgage bond… Read More »