Even though mortgage interest rates have started to edge up, home buyers and existing homeowners considering a home refinance loan with good credit can still get a competitive interest rate in today’s market. But there are still many home refinancing options out there. Which home refinance program is the best and which offers the best… Read More »
Many Americans are feeling optimistic about the economy for 2017 and are planning to apply for an FHA mortgage. The economic signs are pointing to strong economic growth, as the stock market is booming and the Federal Reserve is contemplating as many as three rate hikes next year. One of the very best home loan… Read More »
Donald Trump was elected the next president of the United States, and some financial experts believe that the President-elect could be good for the housing and mortgage industry. One of the areas of real estate that could see more activity is in home equity loans. A home equity loan is a form of second mortgage… Read More »
Many homeowners today are choosing to refinance their mortgage because of the very low interest rates that are usually under 4% as of fall 2016. Refinancing a mortgage on your home property can save you hundreds of dollars per month, freeing up money for many other expenses of life. Also, some of the expenses of… Read More »
If you own a home, you probably have heard about a cash out or cash back refinance. Homeowners are blessed with unique opportunities to access money when refinancing their home. What is a “cash back refinance” and why would you do it? We’ll explain in detail below. Cash Back Refinance Basics A cash back or… Read More »
People who are weary of paying rent may think that they have no choice because who can afford to put 20% down to buy a home? Fortunately, it’s a myth that 20% is needed to buy a home in America today. With a home mortgage from the FHA, millennials can buy a home much sooner… Read More »
Is the value of your home rising? Do you have at least 20% equity? Then you may be thinking about tapping some of your hard-earned money with a home equity line of credit, or HELOC. If so, please use this article as your guide to HELOC loans for 2017. HELOC Loan Overview A HELOC is… Read More »
People get sick of renting a house or apartment. Why should you be paying for the mortgage of your landlord for year after year? It makes more sense to pay your own mortgage so that you can grow your equity and someday own your home free and clear. The Federal Reserve has kept interest rates… Read More »
For over eighty-three years, American consumers have been buying a home with FHA loan financing. People who have less than stellar credit may be under the impression that they have to wait until they have 740 credit to buy a home. This is not true. Of course, there is no charge to complete an FHA… Read More »
Home values continue to rise, while mortgage rates on cash out refinancing, home equity loans and lines of credit are holding steady or even falling. That is why many homeowners are considering pulling equity out of their homes. With that money, you can afford to do home renovations, pay for college, start a business and… Read More »
In the past, it was challenging to find a mortgage lender that would allow you to refinance your mortgage at a reasonable interest rate if you had little to no equity. If you have no equity, it means that you have little stake in the property if you were not to pay the mortgage. Thus,… Read More »
Credit card debt is a major problem for millions of American households. Credit card debt can be a serious burden when you add it on top of mortgages, car loans and student loans. That’s why a cash mortgage refinance to consolidate credit cards that have adjustable interest rates makes financial sense. According to recent statistics,… Read More »
The housing market in 2017 is strong. Home prices continue to go up in most parts of the country. And it gets better! We are more than halfway through the year, and not only have mortgage rates not gone up much after the Fed hiked rates several times. Home loan rates have actually dropped! That’s… Read More »
Low interest rates in 2017 have many home owners thinking it could be time to get a mortgage refinance. But financing experts advise that there are more things to consider than simply what the current rate is. If you are thinking about refinancing, here are some good tips and signs to keep in mind that… Read More »
So, it is time for you to buy a home. FHA has become a name synonymous with first time home buyers in the United States, but many some things about FHA loans may not be true, so we will explore this in this article. Maybe you are tired of paying rent, or maybe you need… Read More »
Active military and military veterans often have a great mortgage loan option – the VA house loan. This government-backed program offers significant financing incentives for military families in the United States. VA home loan programs are backed by the Department of Veterans Affairs and are an excellent option for millions of Americans who are or who… Read More »
Homeowners who want to reduce their interest rate and to get cash out of their home may want to do a cash out refinance of their first mortgage. How does that work, and what are the advantages and disadvantages for homeowners refinancing to get money back? Below is more information. Use this article to guide… Read More »
Older Americans over the age of 62 who own their home with a lot of equity may be considering pulling out some of their equity for various reasons. Perhaps they want to invest in real estate or a business. Or, maybe they need the money to care for a loved one with a health problem.… Read More »
Renters who want to buy a piece of the American Dream and get a home of their own in 2017 may want to consider a USDA loan. USDA home loans are available with 100% financing, low mortgage rates, affordable payments, and plenty of underwriting flexibility. If you are weary of paying someone else’s mortgage, it’s… Read More »
Homeowners have been refinancing revolving debt and credit card interest for decades. When property values are up nationally and the economy is roaring, mortgage lenders are willing to take on more risks and aggressive home equity programs are typically more available. If you have thousands of dollars in credit card debt, you may be having… Read More »
People who own a home and have a mortgage are often watching current mortgage interest rates. They want to figure out if now is the best time to refinance their mortgage. This is always a gamble because one can never say for certain what mortgage rates will be, other than today at this exact moment.… Read More »
You do not have to have stellar credit to get a mortgage loan in 2017. In fact, there are still bad credit home mortgages available. When we say, ‘bad credit,’ we mean it is possible to in some cases to get a mortgage with a 600-credit score or below. It also is possible to get… Read More »
Getting a home equity line of credit or HELOC loan is a popular move in 2017. HELOC rates are very reasonable, and property values are appreciating in much of the US. It’s no secret that homeowners have access to many financial benefits such as tax deductions and flexible low interest home equity credit lines that… Read More »
Most homes in America are purchased with a mortgage. If you have a mortgage, you probably have some equity in your property. This is almost definitely the case in 2017 because house values are on the way up. For many years, the second mortgage has been a popular financing tool for homeowners to remodel or rehabilitate… Read More »
Most Americans do careful research before they buy a phone, go out to dinner, buy a car and other purchases. But how much research do they do before they do a mortgage refinance? If you are not doing plenty of study on which refinance lender to use for this huge financial decision, you should really… Read More »
The information contained on RefiGuide.org website is for informational purposes only and is not an advertisement for products. The views and opinions expressed on this site are those of the respective authors and do not reflect the policy or position of this company or affiliates. RefiGuide.org is a website that provides information about mortgages. We do not directly offer mortgages, accept applications or approve loans but we work with partners who do. We are not responsible for the accuracy of rates, APR or loan information posted by banks, brokers, lenders or advertisers. Any connected advertisements do not imply affiliation or endorsement by any government agencyThis service is completely free and there is no obligation when you receive rate quotes from any of our competing mortgage companies. Neither RefiGuide.org nor its advertisers charge fees or require anything other than a submission of qualifying information for comparing offers online. Rates and loan guidelines are subject to change without notice. All material on this website is copyrighted. The material on this website should not be used or copied. This site is not a government agency, lender or bank. We are not affiliated with HUD, FHA, USDA or the VA. We do not offer any mortgage refinance products.
RefiGuide.org © 2006 to 2017 and Beyond - 4809 Clairemont Dr. #C San Diego CA 92117