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4 Solid Home Refinance Options in 18

Even though mortgage interest rates have started to edge up, home buyers and existing homeowners considering a home refinance loan with good credit can still get a competitive interest rate in today’s market. But there are still many home refinancing options out there to consider before signing a new contract. Which Home Refinance Program Is… Read More »

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Top 6 Tips to Buy a Home in the U.S. with a FHA Mortgage Program

Many Americans remain optimistic about the economy in 2017 and many renters are considering home-ownership for the first time. With consumer confidence soaring once again, many people are preparing for the dream of owning a home and are planning to apply for an FHA mortgage in the coming year. The economic signs are pointing to strong… Read More »

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4 Reasons Why Home Equity Loan Programs Heat Up with Trump

Donald Trump was elected the next president of the United States, and some financial experts believe that the President-elect could be good for the housing and mortgage industry. One of the areas of real estate that could see more activity is in home equity loans. A home equity loan is a form of a second… Read More »

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What Closing Costs Are Tax Deductible on a Refinance Mortgage in 2018?

Many homeowners today are choosing to refinance their mortgage because of the very low interest rates that continue to hover in the 4% range as of the 4th quarter of 2017. Refinancing a mortgage on your home property can save you hundreds of dollars per month, freeing up money for many other expenses of life.… Read More »

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8 Secrets of the Cash Back Refinance Program

If you own a home, you probably have heard about a cash out or cash back refinance. Homeowners are blessed with unique opportunities to access money when refinancing their home. What is a “cash back  refinance” and why would you do it? We’ll explain in detail below. Cash Back Refinance Basics A cash out or… Read More »

Why Some Millennials Are Choosing Fannie and Freddie Over FHA

Millennials who want to buy a home have probably heard of Fannie Mae, Freddie Mac and FHA. All of these are government backed entities that use different methods to extend loans to first time and other types of buyers who may have had difficulty getting credit in the past. This article will help you to… Read More »

Why Are Investment Companies Buying Subprime Mortgage Bonds Again?

After the financial crash of 10 years ago, subprime mortgage bond issuance has been rare. It was those risky securities that effectively brought the US economy and world economy to its knees. But recent information from the financial industry suggests investors are buying subprime mortgage bonds again. According to the Financial Times, subprime mortgage bond… Read More »

Will Rising Mortgage Rates Kill the Housing Market?

As of March 2018, mortgage rates have been steadily on the rise for at least the past two months. The Federal Reserve has increased its benchmark interest rates again. While this increase does not always trigger higher mortgage rates automatically, there is little question that rates are quite a bit higher than the beginning of… Read More »

8 Steps to Buying Your First Investment Home

Real estate often produces many wealthy people, so there are many reasons to consider buying an investment home. But like any type of major investment, you are wise to understand the subject well before you put your money on the line. With the information below, you will be better prepared to buy your first investment… Read More »

5 Questions Every Renter Should Ask Before Buying a House

There are many reasons to buy your own home and stop renting. But there are many factors to consider before deciding to make the plunge into home ownership. It worth considering this question carefully; one of the reasons for the last financial downturn was too many people had mortgage they could not afford. When millions… Read More »

How Do Underwriters Consider My Rental Income from My VRBO?

Many people who want to get a mortgage may not know they can use rental income to sometimes qualify for the loan. This can apply to a property you currently own and rent as well as a property you are planning to buy and rent. Below is more information about how VRBO rental income works… Read More »

Is It Still Worth It to Take Out a 2nd Mortgage Loan in 2018?

With home values rebounding dramatically the last few years, many home-owners are mulling over an second mortgage or credit line that provides them access to quick cash at a cheap rate. A home equity loan or line of credit are still the two most popular second mortgage programs in the new year. A person’s home… Read More »