Refinance Options

Which Mortgage Refinance Programs to Choose as Rates Rise in 2019

Home buyers and sellers do not have as much reason in September 2018 to get in touch with the mortgage lender these days. Mortgage interest rates are near recent highs in the 4.7% range for a 30-year, fixed rate mortgage. Refinance rates have been showing signs of rising again and home affordability is not what… Read More »

The Essential Refinance Mortgage Loans Guide for New Homeowners

2019 is just around the corner and refinance mortgage rates are on the way up. According to Freddie Mac, the average rate on mortgage refinance loans today is 4.6%. If you been considering a refinance as a new home owner, you may want to get it done sooner than later. Some experts believe that with… Read More »

7 Signs It’s Time to Refinance Your House Loan

People who own their home frequently are watching mortgage rates to determine if now is a good time to refinance their home loan. Whenever you refinance, you always are taking a bit of a gamble because it is hard to say what rates will be tomorrow, let alone next month or next year. When considering… Read More »

8 Secrets to Securing the Best Deal on Your Next Refinance Mortgage

In 2018, interest rates for refinancing have moved considerably higher, with conventional 30-year mortgage rates in the 4.5% and 4.6% range. There is a chance rates could edge close to 5% this year. If you are considering a refinance mortgage because you want to secure a low interest rate, you may want to get rolling… Read More »

Revealing Guidance for Home Refinance Loans in 2018

It is 2018, and if you are thinking about buying a home or refinancing, the news is like a year ago. Rates continue to stay low, but they are expected to rise. Experts were saying the same a year ago, but we think it is even more likely this year for rates to go up.… Read More »

Update on HARP Refinance Loan Programs Extended for 2018 and Beyond?

The HARP refinance program was going to expire on September 30th. The Federal Housing Finance Agency announced recently that it would extend the Home Affordable Refinance Program or HARP 3.0 through the end of 2018. This is good news for people who are struggling with their mortgage and who owe more on their home than… Read More »

Guide to Competitive Mortgage Refinance Loans in 2018

Many Americans today are considering a mortgage refinance as interest rates continue to be very low. Rates did edge up in 2017 before dropping again, so the buzz for home refinancing has re-surged. In August, 30-year fixed FHA loans were available for well under 4%, According to Freddie Mac’s weekly survey. With such low interest… Read More »

2 Ways to Avoid an Appraisal with a Refinance a Mortgage in 2018

One of the biggest blessing for homeowners is when they can find a mortgage refinance without an appraisal being required. Yes, it not available to everyone in every situation, but it is possible to refinance with no appraisal in 2018 if you know where to look. Getting an appraisal when you refinance your mortgage is… Read More »

4 Solid Home Refinance Options in 18

Even though mortgage interest rates have started to edge up, home buyers and existing homeowners considering a home refinance loan with good credit can still get a competitive interest rate in today’s market. But there are still many home refinancing options out there to consider before signing a new contract. Which Home Refinance Program Is… Read More »

Secrets to 100% Mortgage Refinancing

How to Refinance a Mortgage with No Equity Required Using a 100% Loan For many years, homeowners have been searching for 100% mortgage solutions. You can reduce the monthly payment on your mortgage if you can refinance your loan into a lower interest rate. However, most lenders will require you to have 20% equity at… Read More »

How the USDA Helps Secure Mortgage Refinancing for Rural Homes

Mortgage interest rates have generally been on the decline over the last few years, although we have seen a bit of an increase since Donald Trump was elected as the next president. Still, interest rates are hovering around 4%, and this makes it a tempting time for refinancing. And for people who have a USDA… Read More »

8 Methods for Best Rate and Term Refinance

Refinancing your mortgage is usually a great way to save money on your bills every month. And these days, mortgage rates are still in the area of 4%, so many people find that they can lower their mortgage payment by refinancing. Over the last thirty years, the rate and term refinance has been the most… Read More »

Tips for Refinancing Modular and Manufactured Homes

What are the challenges finding a mortgage refinance for a manufacture and modular home loan? If you want to live in a home of your own, one of the most affordable ways to do it is to buy a modular or manufactured home. These homes are less expensive than a site-built home, and some of… Read More »

3 Benefits of the No Closing Cost Refinance Loans

Many Americans today are looking for no cost refinance mortgages to take full advantage of super low interest rates. You can now refinance in the 4% range, as of 2018 without mortgage refinance closing costs. If you paid a much higher interest rate a decade ago, you could easily save hundreds or thousands per year in… Read More »

How to Refinance a VA Mortgage Streamline with No Equity

by Tom Murphy Home Services Lending Just like any mortgage, a VA mortgage (backed by the US Veterans Affairs Administration) can be refinanced. Refinancing a VA loan tends to be easier because VA loans are considered a benefit of your military service, and are easier to qualify for than conventional loans. Even if you have… Read More »

What is the Home Affordable Refinance Program?

You may have heard about HARP – the Home Affordable Refinance Program. It was launched in March 2009 and could be just what you need to get your financial life back on track. The HARP refinance plan was created in an effort to stem the foreclosure crisis that erupted nearly a decade ago. Home Affordable… Read More »