Refinance Options

Guide to Mortgage Refinance Loans in 2018

Many Americans today are considering a mortgage refinance as interest rates continue to be very low. Rates did edge up in 2017 before dropping again, so the buzz for home refinancing has re-surged. In August, 30-year fixed FHA loans were available for well under 4%, According to Freddie Mac’s weekly survey. With such low interest… Read More »

Secrets to 100% Mortgage Refinancing

How to Refinance a Mortgage with No Equity Required For many years, homeowners have been searching for 100% mortgage solutions. You can reduce the monthly payment on your mortgage if you can refinance your loan into a lower interest rate. However, most lenders will require you to have 20% equity at least for you to… Read More »

How the USDA Helps Secure Mortgage Refinancing for Rural Homes

Mortgage interest rates have generally been on the decline since 2014, although we have seen a bit of an increase since Donald Trump was elected as the next president. Still, interest rates are hovering around 4%, and this makes it a tempting time for refinancing. And for people who have a USDA mortgage, the interest… Read More »

3 Secrets to Refinancing a Second Home in Today’s Market

For people who are lucky enough to have a second home, you will always have some unique challenges. One of the issues that can come up at some point is refinancing the second house. If you are seeking to refinance a vacation home that you occupy, then you will likely receive a competitive second home mortgage… Read More »

8 Methods for Best Rate and Term Refinance

Refinancing your mortgage is usually a great way to save money on your bills every month. And these days, mortgage rates are still in the area of 4%, so many people find that they can lower their mortgage payment by refinancing. Over the last thirty years, the rate and term refinance has been the most… Read More »

Tips for Refinancing Modular and Manufactured Homes

What are the challenges finding a mortgage refinance for a manufacture and modular home loan? If you want to live in a home of your own, one of the most affordable ways to do it is to buy a modular or manufactured home. These homes are less expensive than a site-built home, and some of… Read More »

3 Benefits of the No Closing Cost Refinance Loans

Many Americans today are looking for no cost refinance mortgages to take full advantage of super low interest rates. You can now get a loan for well under 4%, as of late 2016 without mortgage refinance closing costs. If you paid a much higher interest rate a decade ago, you could easily save hundreds or thousands… Read More »

How to Refinance a VA Mortgage Streamline with No Equity

by Tom Murphy Home Services Lending Just like any mortgage, a VA mortgage (backed by the US Veterans Affairs Administration) can be refinanced. Refinancing a VA loan tends to be easier because VA loans are considered a benefit of your military service, and are easier to qualify for than conventional loans. Even if you have… Read More »

What is the Home Affordable Refinance Program?

You may have heard about HARP – the Home Affordable Refinance Program. It was launched in March 2009 and could be just what you need to get your financial life back on track. The HARP refinance plan was created in an effort to stem the foreclosure crisis that erupted nearly a decade ago. HARP Overview… Read More »