You can reduce the monthly payment on your mortgage if you can refinance your loan into a lower interest rate. However, most lenders will require you to have 20% equity at least for you to refinance these days. 100% financing home loans are available for the right borrower who meets the requirements from the right… Read More »

So you want to refinance your mortgage to save money on that monthly payment. Great! Now you just need to figure out which mortgage refinance product to use. There are plenty of choices out there. Which is the best? It will depend upon many factors, but we can provide some helpful tips to point you… Read More »

Mortgage interest rates have generally been on the decline since 2014, although we have seen a bit of an increase since Donald Trump was elected as the next president. Still, interest rates are hovering around 4%, and this makes it a tempting time for refinancing. And for people who have a USDA mortgage, the interest… Read More »

Founder – Refi Guide – For people who are lucky enough to have a second home, you will always have some unique challenges. One of the issues that can come up at some point is refinancing the second house. If you are seeking to refinance a vacation home that you occupy, then you will likely receive a… Read More »

Refinancing your mortgage is usually a great way to save money on your bills every month. And these days, mortgage rates are still in the area of 4%, so many people find that they can lower their mortgage payment by refinancing. Over the last thirty years, the rate and term refinance has been the most… Read More »

Are you thinking of refinancing your home mortgage? Depending upon your current interest rate on your mortgage, and the rates in the market, this can make a great deal of sense. If you can get a mortgage interest rate that is ½ point to a full point lower than you have right now, you may… Read More »

If you want to live in a home of your own, one of the most affordable ways to do it is to buy a modular or manufactured home. These homes are less expensive than a site-built home, and some of them have the advantage of being able to be moved from site to site at… Read More »

Many Americans today are looking for no cost refinance mortgages to take full advantage of super low interest rates. You can now get a loan for well under 4%, as of late 2016 without mortgage refinance closing costs. If you paid a much higher interest rate a decade ago, you could easily save hundreds or thousands… Read More »

by Tom Murphy Home Services Lending Just like any mortgage, a VA mortgage (backed by the US Veterans Affairs Administration) can be refinanced. Refinancing a VA loan tends to be easier because VA loans are considered a benefit of your military service, and are easier to qualify for than conventional loans. Even if you have… Read More »

You may have heard about HARP – the Home Affordable Refinance Program. It was launched in March 2009 and could be just what you need to get your financial life back on track. The HARP refinance plan was created in an effort to stem the foreclosure crisis that erupted nearly a decade ago. HARP Overview… Read More »