No Closing Cost Refinance Mortgage with Zero Fees and Points

Before applying online, you should learn about the pros and cons of no closing cost mortgage refinance loans. Many Americans today are looking for no cost refinancing to take full advantage of super low mortgage interest rates. Borrowers cherish refinancing with a no closing cost mortgage because they can potentially lower their monthly payment without… Read More »

Can I Cash Out Refinance on Investment Property in 2024?

When your home’s value rises, you may be tempted to do a cash-out refinance and take some of your equity. A cash-out refinance also usually allows you to get a new mortgage at a lower rate. What about investment properties? Can you do a cash out refinance mortgage on an investment property, 2nd home or… Read More »

VA Cash-Out Refinance Program 

If you are a current or retired military member, you may have a VA loan. The guaranteed VA mortgage loans are backed by the Veterans Administration and offer veterans lower rates down payments, among other benefits. If you’ve had a VA loan in recent years, you may have built up considerable equity in your home.… Read More »

How Often Can You Refinance Your Home?  

Many homeowners like to refinance their homes and pull out equity for things they want to purchase. They also may refinance their homes to get a lower interest rate. However, a common question is ‘how often can you refinance your home’? This is a key question to answer before you start loan shopping. How Soon… Read More »

How Does a Cash Out Refinance Work?

The cash-out refinance loan has been one of the most popular mortgage products for over three decades and the level of interest continues to surge this year. If you’re flush with equity in your home after rising home values in recent times, you aren’t alone. It’s estimated in some circles that homeowners have trillions of… Read More »

Fannie Mae Cash Out Refinance

Wondering whether you should get a Fannie Mae cash-out refinance into a new mortgage with great interest rates and money coming directly to you? Check out our detailed guide to learn all the ins and outs of such a Fannie Mae cash out refinance mortgage. What Is a Cash-Out Fannie Mae Refinance Loan? Fannie Mae… Read More »

What Credit Score Do You Need for a Mortgage Refinance?

Many homeowners want to know what credit score they will need to refinance their mortgage in 2024. Credit score requirements for mortgage refinancing play a crucial role in determining your eligibility and the terms of a new refinance mortgage loan. While there are minimum credit score requirements for a mortgage aim for higher credit scores… Read More »

Mortgage Refinancing up to 100%

For many years, homeowners have been searching for 100% mortgage refinance solutions. You can reduce the monthly payment on your mortgage if you can refinance your loan into a lower interest rate. However, most lenders will require you to have 20% equity at least for you to refinance these days. 100% home loans are available… Read More »

Compare Cash Out Refinancing to a HELOC or Home Equity Loans

Home values continue to rise, while mortgage rates on cash out refinancing, HELOC lines of credit and home equity loans are holding steady or even falling. That is why many homeowners are considering pulling equity out of their homes. With that money, you can afford to do home renovations, pay for college, start a business… Read More »

Mortgage Refinancing After Divorce or Separation

Sometimes, getting approved for a refinance mortgage after a divorce can be challenging if you don’t connect with the right lenders or banks. No one gets married expecting divorce, but it happens often in today’s America. Not only is a divorce usually emotionally difficult. There also are many financial concerns that are difficult to deal… Read More »

How Much Are Closing Costs on a Refinance Mortgage?

Refinancing your current mortgage can drop your monthly payment and interest rate. But with every new loan come closing costs. Is it always worth it? Let’s take a look at the numbers in the various refinance scenarios and see. Lets find out if the cost to refinance a home mortgage will continue to rise in… Read More »

Cash Out Refinance Rules & Examples

Are you thinking about getting a lower interest rate on your mortgage, and pulling out cash to renovate your home? If so, you may be a good candidate to do a cash out refinance loan in 2024. Doing this type of refinance loan can get you a lower rate and get you the cash you… Read More »

Can You Refinance a Home Equity Loan?

With the Federal Reserve lowering rates, you should consider refinancing your home equity loan or HELOC for a lower payment. With inflation soaring, it makes sense to maximize lower monthly payments and refinance a home equity loan for a better interest rate. When You Refinance a Home Equity Loan You Could Save Money and Get… Read More »

How to Get a Refinance Mortgage with Bad Credit

People ask us all the time, how to get a mortgage refinance with bad credit scores. Traditionally, qualifying for a home refinance required high credit scores, but quite a few lenders have carved out a niche offering refinance mortgage bad credit solutions. Mortgage Refinancing for Bad Credit from Experienced Lending Companies Refinancing your first mortgage… Read More »

FHA Cash Out Refinance Program

For several decades the FHA cash-out refinance program has helped millions of Americans with affordable refinancing with cash out opportunities that do not require as much equity as most conventional mortgages. Do you want to refinance your FHA loan into a lower rate and get cash out? The RefiGuide will help learn everything you need… Read More »

How Much Does It Cost to Refinance a Mortgage?

Closing costs on mortgage refinance loans are an important component to consider when applying online. Many homeowners are considering a mortgage refinance as rates have been on a generally near record lows over the last few years. Even though they are higher than they were, rates are still historically low, so now could be a… Read More »

How to Negotiate Lower Refinance Closing Costs

Can you negotiate closing costs? Refinancing a home loan can save you big every month, but watch out for some of the costly fees that come with that lower interest rate. The less you pay for closing costs and lending fees, the more money you will have saved for other important things. Can You Negotiate… Read More »

Tips for Refinancing a 2nd Home or Investment Property

Interest rates have been rising, and this isn’t only a benefit for your primary residence. If you own a second home or investment property, it is a good time to find out if you can refinance your mortgage and save money. Find Out How People Are Refinancing Investment Home, Rental Properties and Second Homes in… Read More »

Today’s Second Home Mortgage Rates for Refinancing

Second home mortgage loans have different rules, requirements and rates for most borrowers looking to refinance their second house, vacation home or investment property. For people who are lucky enough to have a second home, you will always have some unique challenges. One of the issues that can come up at some point is refinancing… Read More »

Cash Out Refinance vs Home Equity Loan

Today homeowners looking for cash out have a choice to refinance or take out a home equity loan in an effort to leverage the equity in their home for money. Let’s explore the pros and cons of a cash out refinance versus home equity loans. In most cases, when the interest rate trend is upward,… Read More »

Best Ways to Refinance a Mortgage with No Equity

When property values drop the demand for a mortgage refinance with no equity goes up. In the past, it was challenging to find a mortgage lender that would allow you to refinance your mortgage at a reasonable interest rate if you had little to no equity. If you have no equity, it means that you… Read More »

Why the Mortgage is the Best Debt Consolidation Loan on the Planet

Consolidating debt with a mortgage featuring a fixed interest rate is a wise move and a hedge against inflation. For years, many Americans have decided to save on their credit card bills and other debts by refinancing their mortgage and pulling out equity. For decades Americans have turned to the mortgage in an effort to… Read More »

How Long Does It Take to Refinance a House?

Applicants always want to know how long it takes for the home refinance process from the time they complete their residential loan application. Refinancing your house means you are getting a new home loan, so it can take some time. In many situations, the timeline for refinancing a home takes 30 to 45 days on… Read More »

Cash Out Refinance Tax Implications

Homeowners across the country want to know if they have to pay taxes on a cash out refinance loan and if the mortgage interest interest is tax deductible as well. With a cash-out refinance, the homeowner can withdraw equity from their home. If your home is valued at $200,000 and you owe $150,000, you have… Read More »

How to Mortgage Refinance without an Appraisal

Getting approved for a mortgage refinance with no appraisal can save you time and money. One of the biggest blessings for homeowners is when they can find a mortgage refinance without an appraisal being required. Yes, it not available to everyone in every situation, but it is possible to refinance with no appraisal if you… Read More »

What Mortgage Closing Costs Are Tax Deductible on a Refinance?

Many homeowners today ask are mortgage refinance closing costs deductible? This is one of the most common questions asked when choosing to refinance their mortgage because of the very low interest rates that continue to hover in the 3% range as of this writing. Refinancing a mortgage on your home property can save you hundreds… Read More »

Construction Loan Versus Home Equity Line of Credit

Experienced lenders can help you compare construction loans and home equity credit lines, so you can evaluate the benefits and risks to ensure a wise decision. Homeowners often want to make many improvements to their home. It is after all where they live and spend most of their time. HELOC vs Construction vs Finance Home… Read More »

FHA Streamline Refinance with No Appraisal

The FHA streamline refinance has been one of the most popular refinancing program for over 3 decades now. If you hold an FHA mortgage now, you have the option of refinancing with the FHA Streamline Refinance program. This popular FHA refinance program can make a lot of sense in certain situations, especially for those who… Read More »

Cash Out Refinance Mortgage Loan Opportunities

One of the most popular aspects of owning a home is to pull out money in a cash out refinance mortgage for major purchases. You can do whatever you like with the money, but the most popular uses of equity include paying for college, home renovations, and buying investment property. 2024 is looking like a… Read More »