Home Equity Loans

5 Wise Financial Moves Homeowners Make with Home Equity Loans

Lenders want home owners to borrow against their equity in 2017. The question to ask yourself is: Should you? Low interest rates and rising home values are causing more people to take out home equity loans and home equity credit lines. Using your home’s equity can be a wise financial decision in some cases, but not… Read More »

Guide to HELOC Loans in 2017

Is the value of your home rising? Do you have at least 10 to 20% equity? Then you may be thinking about tapping some of your hard-earned money with a home equity line of credit, or HELOC. If so, please use this article as your guide to HELOC loans for 2017. How Does a HELOC… Read More »

11 Measures to Take to Get to Best HELOC Rates Today

Getting a home equity line of credit or HELOC loan is a popular move in 2017. The best HELOC rates are still very reasonable, and property values are appreciating in much of the US. It’s no secret that homeowners have access to many financial benefits such as tax deductions and flexible low interest home equity… Read More »

How Does a Second Mortgage Work for Home Remodeling

Most homes in America are purchased with a mortgage. If you have a mortgage, you probably have some equity in your property. This is almost definitely the case in 2017 because house values are on the way up. For many years, the second mortgage has been a popular financing tool for homeowners to remodel or rehabilitate… Read More »

Guide to Getting a Second Mortgage in 2018

Home owners who meet the lending criteria may be able to get a second mortgage loan if they qualify. You may have heard radio advertisements recently bragging about how low second mortgage rates are today for home equity lines of credit and fixed cash out 2nd mortgages. Getting a second mortgage can help you to access… Read More »

5 Ways to Secure the Best Home Equity Loan Rates Online

As you may have heard on the radio recently, home equity loan rates remain at some of the lowest levels in decades. One of the best aspects of home ownership is that you grow equity in the property over time. If you choose, you can pull out some of that cash with a fixed or… Read More »

Guide to Swimming Pool Financing

Many people don’t realize that they can finance a swimming pool with a home equity loan. While it will always be cheaper to pay cash for your new pool, there are a number of swimming pool financing options to consider. One way to save money on taking vacations is to have a vacation right in… Read More »

How to Find the Best Second Mortgage Lenders Online

Not all banks and loan shops offer 2nd mortgages, so we suggest finding second mortgage lenders and brokers that specialize in this unique niche market of subordinate financing. Try walking into your favorite bank or neighborhood credit union and obtaining a low rate second mortgage or credit line with average homeowner credentials. Unless you have… Read More »

Top 4 Home Improvement Loans for Remodeling, Rehab and More

Many Americans want to remodel their homes but lack the cash in the bank to pay for the remodeling projects so home improvement loans have become popular solutions. So what to do? Well, the credit markets are loosening up quite a bit in the last few years, so you may have more options to finance… Read More »

6 Tips to Solar Loans and Energy Efficient FHA Mortgages

In the old days, you usually had to buy the panels with cash, or lease the solar panels. The lease let you rent the panels and to send any unused energy from the panels back to the utility company. Then you could get a credit on your energy bill which would lower your energy costs.… Read More »

How Home Equity Loans Offer Great Tax Deductions for Homeowners

As house values rise, more and more consumers have started asking me questions about home equity loan tax deductions. Many As a homeowner, you probably know that the US government encourages you to buy a house of your own by allowing you to deduce mortgage interest off of your taxes up to a certain point… Read More »

Construction Loans Versus Home Equity Lines of Credit

Homeowners often want to make many improvements to their home. It is after all where they live and spend most of their time. Homeowners also want to renovate their home to add value to it before they put it on the market and a construction loan and a home equity credit line are two popular… Read More »

Best Uses for Second Mortgage Loans

Taking out a second mortgage can be a very useful tool to increase your wealth if it is managed properly. There are many reasons that homeowners take out second mortgage loans and cash out mortgages, and many of them can be good ideas in the right circumstances. What Is a Second Mortgage and How Do… Read More »

4 Reasons Why Home Equity Loan Programs Heat Up with Trump

Donald Trump was elected the next president of the United States, and some financial experts believe that the President-elect could be good for the housing and mortgage industry. One of the areas of real estate that could see more activity is in home equity loans. A home equity loan is a form of a second… Read More »

5 Things to Like About HELOCs

If you have owned a home for a few or a lot of years, you probably have a considerable amount of equity in your property. Equity is the difference between the value of your home and the amount that you owe your lender. One of the popular things that many homeowners like to do is… Read More »

7 Ways a Home Equity Loan Works for People Seeking Extra Money

If you are like many American homeowners, you may have a need for extra money in your life – to pay for a college education, healthcare bills, home renovations or something else. One of the benefits of being a homeowner is that at some point, you probably will have substantial equity in your home that… Read More »