Home Equity Loans

5 Wise Financial Moves Homeowners Make with Home Equity Loans

Lenders want home owners to borrow against their equity in 2017. The question to ask yourself is: Should you? Low interest rates and rising home values are causing more people to take out home equity loans and home equity credit lines. Using your home’s equity can be a wise financial decision in some cases, but… Read More »

Guide to HELOC Loans in 2017

Is the value of your home rising? Do you have at least 10 to 20% equity? Then you may be thinking about tapping some of your hard-earned money with a home equity line of credit, or HELOC. If so, please use this article as your guide to HELOC loans for 2017. How Does the HELOC… Read More »

11 Measures to Take to Get to Best HELOC Rates Today

Getting a home equity line of credit or HELOC loan is a popular move in 2017. The best HELOC rates are still very reasonable, and property values are appreciating in much of the US. It’s no secret that homeowners have access to many financial benefits such as tax deductions and flexible low interest home equity… Read More »

How Does a Second Mortgage Work for Home Remodeling

Most homes in America are purchased with a mortgage. If you have a mortgage, you probably have some equity in your property. This is almost definitely the case in 2017 because house values are on the way up. For many years, the second mortgage has been a popular financing tool for homeowners to remodel or rehabilitate… Read More »

Guide to Getting a Second Mortgage in 2017

Home owners who meet the lending criteria may be able to get a second mortgage loan if they qualify. You may have heard radio advertisements recently bragging about how low second mortgage rates are today for home equity lines of credit and fixed cash out 2nd mortgages. Getting a second mortgage can help you to access… Read More »

5 Ways to Secure the Best Home Equity Loan Rates Online

As you may have heard on the radio recently, home equity loan rates remain at some of the lowest levels in decades. One of the best aspects of home ownership is that you grow equity in the property over time. If you choose, you can pull out some of that cash with a fixed or… Read More »

Guide to Swimming Pool Financing

Many people don’t realize that they can finance a swimming pool with a home equity loan. While it will always be cheaper to pay cash for your new pool, there are a number of swimming pool financing options to consider. One way to save money on taking vacations is to have a vacation right in… Read More »

How to Find the Best Second Mortgage Lenders Online

Not all banks and loan shops offer 2nd mortgages, so we suggest finding second mortgage lenders that specialize in this unique niche market of subordinate financing. So unless you have a lot of equity and an amazingly high credit score, the chances are pretty slim that you can walk into your local bank and take out… Read More »

Top 4 Home Improvement Loans for Remodeling, Rehab and More

Many Americans want to remodel their homes but lack the cash in the bank to pay for the remodeling projects so home improvement loans have become popular solutions. So what to do? Well, the credit markets are loosening up quite a bit in the last few years, so you may have more options to finance… Read More »

6 Tips to Solar Loans and Energy Efficient FHA Mortgages

In the old days, you usually had to buy the panels with cash, or lease the solar panels. The lease let you rent the panels and to send any unused energy from the panels back to the utility company. Then you could get a credit on your energy bill which would lower your energy costs.… Read More »

How Home Equity Loans Offer Great Tax Deductions for Homeowners

As a homeowner, you probably know that the US government encourages you to buy a house of your own by allowing you to deduce mortgage interest off of your taxes up to a certain point on purchase, refinance and home equity loan transactions. Is a Home Equity Loan Tax Deductible? This tax deduction can be… Read More »

Construction Loans Versus Home Equity Lines of Credit

Homeowners often want to make many improvements to their home. It is after all where they live and spend most of their time. Homeowners also want to renovate their home to add value to it before they put it on the market and a construction loan and a home equity credit line are two popular… Read More »