Considering a refinance? Our dedicated section provides insights into the world of refinancing, helping you make informed decisions that can save you money and optimize your mortgage terms.
Yes, you can refinance an adjustable-rate mortgage (ARM) at any time, provided you meet lender qualifications and the economic conditions align with your goals. In essence, refinancing an ARM involves replacing your current loan with a new one—either another ARM or, more commonly, a fixed-rate mortgage—to secure better terms, lower payments, or access equity. The… Read More »
Refinance mortgage rates in December 2025 remain elevated compared to the ultra-low levels during the Pandemic but they have eased off their late-2023 peaks. Homeowners looking to secure a mortgage refinance can expect average rates slightly below 6.2% for a 30-year fixed and about 5.4% for a 15-year fixed mortgage. Adjustable-rate refinance loans offer slightly… Read More »
For 90 years the Federal Housing Administration has been insuring FHA refinancing loans for qualified borrowers in the United States. When interest rates drop, it makes sense to find out if refinancing with FHA would lower your mortgage payment and save you money. FHA offers rate and term, cash out refinancing and streamline refi programs… Read More »
Closing costs on mortgage refinance loans are an important component to consider when applying online. Many homeowners are considering a mortgage refinance as rates have been on a generally near record lows over the last few years. Even though they are higher than they were, rates are still historically low, so now could be a… Read More »
With the Federal Reserve lowering rates, you should consider refinancing your home equity loan or HELOC for a lower payment. With inflation soaring, it makes sense to maximize lower monthly payments and refinance home equity loans for a better interest rate. Consumers ask us all the time, “Can home equity loans be refinanced?” There are… Read More »
Homeowners continue to ask our team, “What is minimum credit score for cash out refinance with bad credit?” We decided to publish this article in an effort to help consumers learn everything they need to know about cash-out home refinance with bad credit this year. We will help you understand the requirements for a cash-out… Read More »
Refinancing a second mortgage can be a strategic financial move, but it comes with complexities that require careful consideration. Whether you’re looking to secure a lower interest rate, reduce your monthly payments, or consolidate debts, refinancing can offer financial relief and improved cash flow. Can a 2nd-mortgage truly unlock greater financial stability, or does it… Read More »
If you are a current or retired military member, you may have a VA loan. The guaranteed VA mortgage loans are backed by the Veterans Administration and offer veterans lower rates down payments, among other benefits. If you’ve had a VA loan in recent years, you may have built up considerable equity in your home.… Read More »
Are you thinking of refinancing your home mortgage? Depending upon your current interest rate on your mortgage, and the rates in the market, this can make a great deal of sense. If you can get a mortgage interest rate that is ½ point to a full point lower than you have right now, you may… Read More »
The FHA streamline refinance has been one of the most popular refinancing program for over three decades now. If you hold an FHA mortgage now, you have the option of refinancing with the FHA Streamline Refinance program. FHA customers continue to request the FHA streamline refinance without appraisal. This popular FHA refinance loan can make… Read More »
The information contained on RefiGuide.org website is for informational purposes only and is not an advertisement for products. RefiGuide.org is a website that provides information about mortgages and we do not directly offer mortgages, accept applications or approve loans but we work with partners who do. This service is completely free and there is no obligation when you receive quotes from any of the mortgage companies.
Copyright © 2025, Refiguide.org. All Rights Reserved. - 4809 Clairemont Dr #C San Diego CA 92117 - 760-473-8120