Considering a refinance? Our dedicated section provides insights into the world of refinancing, helping you make informed decisions that can save you money and optimize your mortgage terms.
If you are a current or retired military member, you may have a VA loan. The guaranteed VA mortgage loans are backed by the Veterans Administration and offer veterans lower rates down payments, among other benefits. If you’ve had a VA loan in recent years, you may have built up considerable equity in your home.… Read More »
Many homeowners like to refinance their homes and pull out equity for things they want to purchase. They also may refinance their homes to get a lower interest rate. However, a common question is ‘how often can you refinance your home’? This is a key question to answer before you start loan shopping. Many people… Read More »
The cash-out refinance loan has been one of the most popular mortgage products for over three decades and the level of interest continues to surge this year. If you’re flush with equity in your home after rising home values in recent times, you aren’t alone. It’s estimated in some circles that homeowners have trillions of… Read More »
Are you looking for a 100 percent mortgage? For many years, homeowners have been searching for 100% mortgage refinance solutions. You can reduce the monthly payment on your mortgage if you can refinance your loan into a lower interest rate. However, most lenders will require you to have 20% equity at least for you to… Read More »
Sometimes, getting approved for a refinance mortgage after a divorce can be challenging if you don’t connect with the right lenders or banks. No one gets married expecting divorce, but it happens often in today’s America. Not only is a divorce usually emotionally difficult. There also are many financial concerns that are difficult to deal… Read More »
Refinancing your current mortgage can drop your monthly payment and interest rate. But with every new loan come closing costs. Is it always worth it? Let’s take a look at the numbers in the various refinance scenarios and see. Lets find out if the cost to refinance a home mortgage will continue to rise in… Read More »
Interest rates have been rising, and this isn’t only a benefit for your primary residence. If you own a second home or investment property, it is a good time to find out if you can refinance your mortgage and save money. Refinancing a second home is generally as straightforward as securing a mortgage for a… Read More »
When property values drop the demand for a mortgage refinance with no equity goes up. In the past, it was challenging to find a mortgage lender that would allow you to refinance your mortgage at a reasonable interest rate if you had little to no equity. People ask us all the time, “Can I refinance… Read More »
Consolidating debt with a mortgage featuring a fixed interest rate is a wise move and a hedge against inflation. For years, many Americans have decided to save on their credit card bills and other debts by refinancing their mortgage and pulling out equity. Why the Mortgage Refinance is the Best Debt Consolidation Loan on the… Read More »
Homeowners across the country want to know if they have to pay taxes on a cash out refinance loan and if the mortgage interest interest is tax deductible as well. With a cash-out refinance, the homeowner can withdraw equity from their home. If your home is valued at $200,000 and you owe $150,000, you have… Read More »
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