Considering a refinance? Our dedicated section provides insights into the world of refinancing, helping you make informed decisions that can save you money and optimize your mortgage terms.
The FHA cash-out refinance plan has helped millions of Americans with affordable refinancing with cash out opportunities., low refi-rates and easy requirements. The Federal Housing Administration (FHA) Cash Out Refinance Plan represents a significant financial opportunity for American homeowners seeking to leverage their home equity while maintaining affordable monthly payments. The RefiGuide published this article… Read More »
Today homeowners looking for cash out have a choice to refinance or take out a home equity loan in an effort to leverage the equity in their home for money. Let’s explore the pros and cons of a cash out refinance versus home equity loans. In most cases, when the interest rate trend is upward,… Read More »
Reviewed by: Bryan Dornan, Mortgage Lending Expert (25+ years) | Last Updated: January 2026 | Fact-Checked ✓ Think you need significant equity to refinance your mortgage? Think again. After helping thousands of homeowners navigate refinancing options over 25 years in the mortgage industry, I can tell you that borrowers with little to no home equity… Read More »
The VA streamline refinance mortgage is a powerful loan program for active military and veterans in the United States. Do you already have a VA loan? If you do, then you know what a great benefit you get with a VA refinance loan. But are you aware that now may be the perfect time for… Read More »
Borrowers that reside in rural areas may qualify for USDA mortgage refinancing that provide special benefits for qualified prospects. USDA mortgage interest rates have have been rising over the last few years,. Still, USDA mortgage rates are still being published with affordable pricing, and this makes it a tempting time for refinancing. Can You Refinance… Read More »
Experienced lenders can help you compare construction loans and home equity credit lines, so you can evaluate the benefits and risks to ensure a wise decision. Homeowners often want to make many improvements to their home. It is after all where they live and spend most of their time. HELOC vs Construction vs Finance Home… Read More »
Refinance mortgage rates in January 2026 remain elevated compared to the ultra-low levels during the Pandemic but they have eased off their late-2023 peaks. Homeowners looking to secure a mortgage refinance can expect average rates slightly below 6.2% for a 30-year fixed and about 5.4% for a 15-year fixed mortgage. Adjustable-rate refinance loans offer slightly… Read More »
For 90 years the Federal Housing Administration has been insuring FHA refinancing loans for qualified borrowers in the United States. When interest rates drop, it makes sense to find out if refinancing with FHA would lower your mortgage payment and save you money. FHA offers rate and term, cash out refinancing and streamline refi programs… Read More »
Closing costs on mortgage refinance loans are an important component to consider when applying online. Many homeowners are considering a mortgage refinance as rates have been on a generally near record lows over the last few years. Even though they are higher than they were, rates are still historically low, so now could be a… Read More »
Mortgage refinancing with no closing costs means you can refinance your home loan without paying the usual upfront fees at the closing table. Instead of shelling out thousands of dollars for appraisal, origination, title, and other costs, the lender covers those expenses often by slightly adjusting the loan terms. Times have changes and the no… Read More »
