HELOC Rates in Colorado

Thousands of Colorado homeowners are considering a home equity line of credit for quick cash as lenders have eased borrowing requirements. The RefiGuide can help you shop for the best Colorado HELOC rates online from trusted banks and CO lenders at no cost with no obligation. As the leaves turn golden in the Rocky Mountains… Read More »

How Long Does It Take to Get a HELOC Approved in 2026?

With home values at record highs across the U.S., many homeowners are taking out a home equity line of credit or HELOC at a record pace. We get a lot of questions such as, “How long does it take to get a HELOC approved and funded?” Of course the answer varies depending on several factors,… Read More »

Non-Owner Occupied HELOC

Investing in real estate offers numerous financial benefits, from generating rental income to building long-term wealth through property appreciation. A common strategy among homeowners is to leverage the equity in their investment properties with a non-owner occupied HELOC to fund additional investment opportunities or cover expenses. In the past borrowers could only do HELOCs and… Read More »

Bank Statement HELOC

A HELOC loan is is a flexible home equity line of credit tool that allows homeowners to borrow against the equity in their homes. Traditional HELOCs require standard income verification methods, such as W-2 forms and tax returns. However, for self-employed individuals or those with non-traditional income sources, qualifying for a HELOC can be challenging.… Read More »

How Do You Pay Back a HELOC?

Many borrowers want to know how the HELOC payment works with a revolving home equity line of credit and variable interest rates. Homeowners love HELOC lines of credit because they are a flexible financial product that enable borrowers to cash in on the equity in their house. Homeowners can borrow and repay their credit line… Read More »

Using HELOC to Buy Investment Property​

In the dynamic real estate market of 2026, savvy investors are increasingly turning to Home Equity Lines of Credit or HELOCs as a strategic tool for acquiring investment properties. A HELOC allows homeowners to borrow against the equity in their primary residence, providing a revolving line of credit that can be drawn upon as needed.… Read More »

How Can I Finance Home Improvements​?

You want to make home improvements, and you aren’t alone! Millions of Americans want to renovate their homes to make them more livable and increase their value. Unless you have the cash to pay for tens of thousands in upgrades, chances are you need to get a loan to pay for your home repairs. Fortunately,… Read More »

Zero Interest Home Improvement Loans

Many Americans want to improve their homes to better enjoy where they live and to enhance its value. But home improvement projects are expensive, and many people cannot afford to finance them with cash alone. Credit cards are useful, but interest rates remain stubbornly high in 2026. The RefiGuide can help you uncover the best… Read More »

How to Refinance a Second Mortgage in 2026

Refinancing a second mortgage can be a strategic financial move, but it comes with complexities that require careful consideration. Whether you’re looking to secure a lower interest rate, reduce your monthly payments, or consolidate debts, refinancing can offer financial relief and improved cash flow. Can a 2nd-mortgage truly unlock greater financial stability, or does it… Read More »

How a Home Equity Loan with No Income Verification Works

Securing a no income verification home equity loan typically does not require the proof of income to demonstrate the borrower’s ability to repay the loan. Individuals without a traditional income stream—such as retirees, freelancers, or those with substantial assets but no regular earnings—obtaining such financing can seem as elusive as chasing the wind. No doc… Read More »