Home Equity Loan on Rental Property

American homeowners love home equity loans and many people have been inquiring about leveraging their second home or rental property with a HELOC or 2nd mortgage. Home prices seem to be leveling off with one major house price indicator at S&P finding prices up 3% from January last year. Thousands of homeowners have taken out… Read More »

No Closing Cost HELOC

The no closing cost HELOC is one of the hottest home equity products rolling into 2026 for quick cash, renovations, paying off debt and real estate investments. Homeowners continue to embrace the home equity lines of credit because they make tapping into equity so quick and easy without being required to refinance your existing mortgage.… Read More »

Are Home Equity Loans Tax Deductible?

Homeowners all over the country want to know if  home equity loans are tax deductible. The tax deductibility of HELOC and home equity loan interest remains a hot debate in 2026 between loan officers, lenders and borrowers. As house values rise, more and more consumers have started asking me questions about home equity loan tax… Read More »

Home Equity Loan for Debt Consolidation

Are you considering a home equity loan for debt consolidation? Learn the pros and cons and compare it to other fixed rate consolidating options for homeowners.  Like many Americans, you may be wondering if a home equity loan for debt consolidation is a good idea.  The RefiGuide team can help you figure out how to… Read More »

Best Second Mortgage Rates Guide

Taking out a second mortgage can be a very useful tool to increase your wealth if it is managed properly and 2nd mortgage interest rates are favorable at this time. In 2026, the second mortgage programs have expanded to offer fixed rate home equity loans and revolving HELOC lines of credit. The RefiGuide matches you… Read More »

How to Qualify for a Home Equity Loan in 2026

The RefiGuide provide an depth look at what homeowners need to qualify for a home equity loan in 2026. Our team lays out the home equity loan requirements and guidelines for the most popular 2nd-mortgage programs today. Home equity loans continue to serve as vital tools for homeowners seeking to unlock their property’s value. With… Read More »

Best Texas HELOC Rates

The Texas HELOCs and home equity loans have surged in popularity in 2025 with easier credit and and loan to value requirements from Lone Star lenders across the state. As December 2025 brings crisp fall air to the sprawling metros of Dallas, Houston, Austin, and San Antonio, Texas homeowners are riding high on a wave… Read More »

How to Qualify for a Second Mortgage

A second mortgage is a special type of mortgage structured as a home equity loan or a home equity line of credit or HELOC that lets you tap the equity you’ve built in your home for large expenses such as house renovations, consolidating debt, business expenses, or even investment property purchases. Unlike refinancing your first… Read More »

Best HELOC Lenders in California

Smart homeowners in the Golden State have been taking out home equity loans and credit lines from the best HELOC lenders online for several reasons. California homeowners here hold a staggering trillions in tappable equity, per CoreLogic’s latest report, making Home Equity Lines of Credit, also called HELOCs, an attractive option for financing home improvements,… Read More »

How to Get Equity Out of Your Home Without Refinancing

Tens of thousands of American homeowners successfully accessed their home equity in 2025 without refinancing their existing mortgages. This article provides insightful advice on how to get money by tapping home equity without disturbing your existing mortgage.  The RefiGuide provides expert insights on strategic methods to tap home equity while preserving favorable mortgage terms—a particularly… Read More »