Fannie Mae and FHA continue to roll out affordable home financing for first time home buyers in the U.S and home-ownership rates are rebounding again in 2026. First time home buyers have many choices of mortgage loans available to them. Two of the most common are first time home mortgages that are backed by the… Read More »
The RefiGuide published this article to reveal the best Idaho first time home buyer programs from top lenders with local down-payment assistance opportunities. The 2026 Idaho housing market continues to offer a compelling blend of affordability and growth, making it an attractive destination for first-time buyers. With median home prices stabilizing at around $425,000—up just… Read More »
Even with higher interest rates, Texas first time home buyer rates continue to soar. First-time homebuyer grants in Texas can be a game-changer for those looking to buy their first home. Whether you need help with down payment assistance or competitive mortgage rates from top Texas lenders, the RefiGuide can help buy an affordable home.… Read More »
First time home buyers in California have significant opportunities and challenges as well. California has long been one of the most expensive housing markets in the country, and it’s no wonder why. It’s the state with the highest population, and it’s growing. In fact, the state has added more than 2 million residents over the… Read More »
Purchasing a first home in Hawaii is a dream for many, but the state’s high cost of living and median home prices—around $740,000 as of December 2025—can make it daunting. Fortunately, a variety of trusted programs exist to support HI first-time home buyers, offering down payment assistance, grants, low-interest loans, and tax credits. The Hawaii… Read More »
Purchasing a first home in Massachusetts in 2026 is a significant milestone, but high real estate prices, with a median home value of $614,000 as of February 2025, pose challenges for first-time buyers . Down payment assistance (DPA) loans and grants, offered through state agencies like MassHousing and the Massachusetts Housing Partnership (MHP), alongside local… Read More »
There are a variety of state, local, and federal programs that offer Virginia first time home buyer down payment assistance (DPA), grants, low-interest home loans and tax credits to make buying a home easier. We published this article to outline Virginia’s 2026 first-time home buyer programs, including statewide and local initiatives, provides lender references, today’s… Read More »
2026 could be a unique opportunity for first time home buyers in Connecticut with competitive mortgage rates, down-payment assistance and easy credit requirements. Connecticut’s housing market, with a median home price of $412,000 in early 2025, presents challenges for first-time home buyers, especially in high-demand areas like Hartford, New Haven, and Stamford. The median down… Read More »
For first-time homebuyers in Georgia, 2026 offers a wealth of opportunities with down payment assistance and affordable mortgage loans to achieve homeownership despite rising home prices and competitive markets. With the median home price in Georgia at $367,000, significantly below the national average of $425,061, the state remains an attractive destination for new buyers. Purchasing… Read More »
2025 presents a promising opportunity for first time homebuyers in Minnesota, especially those who are prepared. The RefiGuide offers strategic mortgage advice and connect Minnesota first time buyers with competitive lenders online. The housing market is showing signs of moderation after years of rapid price growth. Home prices in Minnesota have continued to rise, but… Read More »
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