About Bryan Dornan

Bryan Dornan is a financial journalist and currently serves as Chief Editor of RefiGuide.org. Bryan has founded several mortgage and marketing companies and has worked as a loan officer and mortgage broker in the industry for over 25 years and has a wealth of experience in providing mortgage clients with the highest level of service in the industry. Bryan's continual focus is to promote affordable home-ownership to consumers like you across the United States. He also writes for RealtyTimes, Patch, Buzzfeed, Medium and other national publications. Find him on Twitter, Muckrack, and Linkedin

Minnesota First Time Home Buyer Loans

2025 presents a promising opportunity for first time homebuyers in Minnesota, especially those who are prepared. The RefiGuide offers strategic mortgage advice and connect Minnesota first time buyers with competitive lenders online.  The housing market is showing signs of moderation after years of rapid price growth. Home prices in Minnesota have continued to rise, but… Read More »

FHA Cash Out Refinance Plan

For several decades the FHA cash-out refinance plan has helped millions of Americans with affordable refinancing with cash out opportunities that do not require as much equity as most conventional mortgages. Do you want to refinance your FHA loan into a lower rate and get cash out? The RefiGuide will help learn everything you need… Read More »

Bad Credit Mortgage Loans for Low Fico Scores

Searching for a bad credit mortgage can be exhausting If your credit score is cringe-worthy and you’re thinking about buying a house, you may have some legitimate concerns about your chances of getting approved. But fear not: You may still be able to get a mortgage loans for bad credit. However, your credit history will… Read More »

Does a HELOC Require an Appraisal?

Millions of homeowners in the United States are looking for Home Equity Line of Credit or HELOC because they stands out as a flexible financing option in this current housing market in 2025. The HELOC allows borrowers to tap their home equity and draw funds as needed, pay interest only on what you borrow, and… Read More »

How Long Does a Cash-Out Refinance Take?

Cash-out refinancing remains a popular strategy for homeowners looking to leverage their home’s equity in 2025. This process involves replacing your existing mortgage with a larger one, pocketing the difference in cash for purposes like consolidating debt, financing home improvements, or business investments. The RefiGuide published this article to educate homeowners on how long the… Read More »

Nevada First‑Time Home Buyer Loans

First time home buyers in Nevada have many significant opportunities with down-payment assistance, home buying grants and affordable mortgage rates in 2026. As Nevada’s housing market enters a phase of cautious optimism in 2026 and 2027, prospective new home buyers may find this year to be a strategic moment to make their move. With house… Read More »

FHA Construction Loan Guide

The FHA construction loan program is in high demand as more and more consumers see the value in building a home with government insured construction financing. Many people dream of having a home altered to suit their needs and wants. But constructing the home of your dreams isn’t a piece of cake. To make this… Read More »

What Are the Best HELOC Rates in Florida?

Homeowners in the Sunshine State are blessed with over $2.1 trillion in tappable equity, according to CoreLogic’s Q3 report, making the home equity line of credit a wise financing choice for accessing funds at historically low variable HELOC rates.  In December 2025, Florida’s real estate market continues to sizzle, with median home prices reaching $420,000—a… Read More »

Kansas First Time Home Buyer Guide

The prospect of buying a home in Kansas continues to improve with affordable housing and attractive mortgage programs for first time home buyers in the Mid-West. As the housing market in Kansas continues to evolve in 2025, with median home prices around $250,000 and interest rates stabilizing at 6-7%, first-time buyers face both opportunities and… Read More »

Best HELOC Rates in Maryland

For Maryland residents, where housing costs outpace the national median by 15% due to proximity to D.C. and Baltimore’s urban boom, HELOCs offer a lifeline for renovations, debt refinancing, education funding or business investments. Unlike fixed home equity loans, HELOCs provide revolving access during a 5-10 year draw period, with variable rates tied to the… Read More »