Homeowners continue to ask our team, “What is minimum credit score for cash out refinance with bad credit?” We decided to publish this article in an effort to help consumers learn everything they need to know about cash-out home refinance with bad credit this year. We will help you understand the requirements for a cash-out… Read More »
Even with higher interest rates, Texas first time home buyer rates continue to soar. First-time homebuyer grants in Texas can be a game-changer for those looking to buy their first home. Whether you need help with down payment assistance or competitive mortgage rates from top Texas lenders, the RefiGuide can help buy an affordable home.… Read More »
Refinancing a second mortgage can be a strategic financial move, but it comes with complexities that require careful consideration. Whether you’re looking to secure a lower interest rate, reduce your monthly payments, or consolidate debts, refinancing can offer financial relief and improved cash flow. Can a 2nd-mortgage truly unlock greater financial stability, or does it… Read More »
Opting for a 40-year mortgage enables you to spread your repayment over four decades to achieve a lower monthly payment. The 40-year loan deviates from the standard 30 or 15-year home loan terms. Whether you want a FHA 40 year mortgage or a 40 year home loan from a private money lender, the RefiGuide connects… Read More »
Securing a no income verification home equity loan typically does not require the proof of income to demonstrate the borrower’s ability to repay the loan. Individuals without a traditional income stream—such as retirees, freelancers, or those with substantial assets but no regular earnings—obtaining such financing can seem as elusive as chasing the wind. No doc… Read More »
Since the popularity of the home equity line of credit has soared finding the best HELOC lender has become vital. Different HELOC lenders offer different types of home equity lines. For example, if you are unable to document your income, you may need a a no doc HELOC lender, or if you have low credit… Read More »
If you are a current or retired military member, you may have a VA loan. The guaranteed VA mortgage loans are backed by the Veterans Administration and offer veterans lower rates down payments, among other benefits. If you’ve had a VA loan in recent years, you may have built up considerable equity in your home.… Read More »
Are you thinking of refinancing your home mortgage? Depending upon your current interest rate on your mortgage, and the rates in the market, this can make a great deal of sense. If you can get a mortgage interest rate that is ½ point to a full point lower than you have right now, you may… Read More »
The FHA streamline refinance has been one of the most popular refinancing program for over three decades now. If you hold an FHA mortgage now, you have the option of refinancing with the FHA Streamline Refinance program. FHA customers continue to request the FHA streamline refinance without appraisal. This popular FHA refinance loan can make… Read More »
A cash-out refinance allows homeowners to replace their existing mortgage with a new one, borrowing more than what they currently owe and receiving the difference in cash. The questions often arises: Is the cash received from a cash-out refinance taxable income? Can I deduct the interest paid on a cash out refinance like a traditional… Read More »
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