Embark on the exciting journey of home buying with confidence. Our articles cover everything from the basics of house hunting to the intricacies of mortgages, ensuring you’re well-prepared every step of the way.
Becoming a homeowner is a monumental step in the US, but a low credit score can feel like a permanent roadblock, slamming the door on traditional home financing options. But for America’s military veterans, active-duty service members, and eligible surviving spouses, low credit VA home loans offer a lifeline—a program designed with flexibility at its… Read More »
The Federal Housing Administration (FHA) mortgage remains the most forgiving and accessible mortgage program in the United States in 2026. Backed by the U.S. government, FHA loans require lower credit scores, tiny down payments, and more lenient debt ratios than conventional loans. In a year when 30-year fixed rates for conventional loans hover between 6.5–7.25%,… Read More »
One of the biggest challenges for consumers today is to find a bad credit home loan from a mortgage company you trust. Learn how to get low credit score home loans from lending experts that take risks and offer new opportunities. After the financial crash fifteen years ago, many subprime mortgage programs disappeared, but new… Read More »
Do you want to buy a second home? You probably have many questions about how to finance a 2nd-home. Whether you want to buy a second home for vacations or as an investment property, getting financing for this type of property comes with some challenges that you should be aware of. In 2025, with mortgage… Read More »
In the dynamic real estate market of 2025, where interest rates hover around 6-7% and traditional mortgage approvals remain stringent due to economic uncertainties, owner financing has emerged as a viable alternative for homebuyers and sellers alike. Owner financing, also known as seller financing, is an arrangement where the homeowner or seller acts as the… Read More »
If you are interested in a vacation property or second home, you may wonder about financing fractional home ownership. Before you move forward, it’s important to understand what fractional homeownership is and how financing works. How Does Fractional Home Ownership Work? Fractional home ownership allows multiple buyers to co-own a property, each holding a share… Read More »
The incentives for first time home buyer programs have never been better for people seeking great loans and down-payment assistance. Becoming a homeowner is quintessential part of the ‘American dream’, so obtaining the right mortgage is a critical step in the first time home buyer process. It’s no secret that the U.S. housing market has… Read More »
FHA mortgages have been a driving force in the housing industry offering affordable home financing for over five decades. Are you considering an FHA mortgage to buy your next home? If so, you probably have a lot of questions about the FHA loan process and what you need to do to be approved. It is… Read More »
Most of us like to invest our money in ways that make us more money. But most people tend to invest only in the stock market. There is nothing wrong with that, but it looks like next year could be a good year to buy an investment property to generate rental income. With rental income,… Read More »
A second mortgage program like a home equity loan or HELOC, allows you to borrow against your primary home’s equity to buy of another home, whether for investment (e.g., rental or fix-and-flip) or personal use (e.g., vacation home). This 2nd-mortgage loan offers lower interest rates than unsecured loans and potential tax benefits, but it carries… Read More »
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