Considering a refinance? Our dedicated section provides insights into the world of refinancing, helping you make informed decisions that can save you money and optimize your mortgage terms.
Getting approved for a mortgage refinance with no appraisal can save you time and money. One of the biggest blessings for homeowners is when they can find a mortgage refinance without an appraisal being required. Yes, it not available to everyone in every situation, but it is possible to refinance with no appraisal if you… Read More »
One of the most popular aspects of owning a home is to pull out money in a cash out refinance mortgage for major purchases. You can do whatever you like with the money, but the most popular uses of equity include paying for college, home renovations, and buying investment property. 2025 is looking like a… Read More »
Many homebuyers don’t have a 20% down payment or high credit score, so they turn to FHA loans to buy their home. FHA mortgages have many advantages, but they may have higher annual costs than conventional loans in many cases. So, it can be beneficial when your credit and financial situation improves to refinance an… Read More »
One of the benefits of home refinancing has always been the tax deductions of a mortgage refinance and the closing costs incurred during the transaction. Most people who buy a home or refinance an existing mortgage pay closing costs. So, you may wonder if you can tax deduct some of your closing costs on a… Read More »
Homeowners and loan officers know how important calculating Loan to Value, or LTV, when applying for a refinance mortgage. Your credit could be excellent but if your do not meet the LTV requirements for a mortgage refinance then you will be turned down. In a home refinance transaction, the Loan to Value (LTV) is just… Read More »
Borrowers that reside in rural areas may qualify for USDA mortgage refinancing that provide special benefits for qualified prospects. USDA mortgage interest rates have have been rising over the last few years,. Still, USDA mortgage rates are still being published with affordable pricing, and this makes it a tempting time for refinancing. Can You Refinance… Read More »
A new high LTV refinance program was just announced to Help Underwater Homeowners as HARP expired. The outlook for mortgages is looking better in early 2024, with rates finally going back down. Even though rates have increased significantly in the last 2 years, the 30 year fixed mortgages are still near historic averages. What is… Read More »
Are you considering a refinance of your mortgage? Interest rates rose significantly this year but could drop in 2024, so now may be the time to apply for a refinance mortgage. If you are considering a home refinance, you will want to save as much money as you can to make the process worth it.… Read More »
People who own their home frequently are watching mortgage rates to determine if now is a good time to refinance their home loan. Whenever you refinance, you always are taking a bit of a gamble because it is hard to say what rates will be tomorrow, let alone next month or next year. When considering… Read More »
Are you contemplating consolidating and refinancing student loans into your mortgage as a homeowner? With the consistent increase in home values over the last five years, there’s potential to clear your student loan debts and retain home equity. Nonetheless, understanding the advantages and disadvantages of this approach is crucial to determining whether incorporating student loans… Read More »
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