Considering a refinance? Our dedicated section provides insights into the world of refinancing, helping you make informed decisions that can save you money and optimize your mortgage terms.
If you need a lot of cash to pay for a major expense – such as college tuition or a home renovation project – and you don’t have the cash for it, a cash out refinance of your first mortgage could be the solution. A cash out refinance of your first mortgage allows you to… Read More »
In 2018, mortgage refinance rates are not nearly as low as they were a few years ago. According to a Zillow report in June 2018, the average mortgage refinance rate for a 30 year, fixed mortgage was 4.75%. With the US economy getting stronger and unemployment low, interest rates have been slowly on the rise.… Read More »
It is 2020 and interest rates are holding steady near record lows. Is it a good time to refinance your mortgage or should you wait for rates to drop? Well, interest rates for mortgage refinancing are a bit higher than a year ago, but they are still very low. Below is more information about whether… Read More »
Many Americans today are considering a mortgage refinance as interest rates continue to be very low. Rates did edge upward this year before dropping again, so the buzz for home refinancing has re-surged. In August, 30-year fixed home loans were available for well under 7%, According to Freddie Mac’s weekly survey. With such low interest… Read More »
Homeowners have a significant opportunity to refinance with cash out that provides many incredible financial benefits. There comes a time in life when you may need to fund a major purchase and you do not have the cash in your savings account. Rather than running up high interest rate credit cards, many Americans choose to… Read More »
Most borrowers want to know which mortgage rate is lower, the conventional or the FHA. Let’s explore the differences between FHA and conventional mortgages so you can make a wise financial decision. Are you considering refinancing your mortgage to save money on your current monthly payment?. Great! Now you just need to figure out which… Read More »
When you do a mortgage refinance on your home, you will usually need to get a new appraisal so that the lender knows that they can sell the home for the amount they are lending if you were to ever default on the loan. The appraisal is a vital part of the typical mortgage loan… Read More »
An FHA mortgage is a great way for millions of Americans to buy their own home, especially for people with damaged credit and low fico scores. Down payments are as low as 3.5%, credit requirements are flexible, and interest rates are lower than conventional mortgages. If you like your FHA mortgage, you are going to… Read More »
You may have heard about HARP – the Home Affordable Refinance Program. It was launched in March 2009 and could be just what you need to get your financial life back on track. The HARP refinance plan was created in an effort to stem the foreclosure crisis that erupted nearly a decade ago. Home Affordable… Read More »
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