Embark on the exciting journey of home buying with confidence. Our articles cover everything from the basics of house hunting to the intricacies of mortgages, ensuring you’re well-prepared every step of the way.
People who want to buy their own home have a variety of mortgage options available through Freddie Mac loan programs. Below is more information about the best Freddie Mac mortgage programs available for buyers and those who want to refinance. Freddie Mac mortgage rates continue to be competitively priced with housing affordability always being a… Read More »
Most people know that you need to have a decent credit score to get a home loan. But fewer realize how important your debt-to-income (DTI) ratio is to buying your dream home. Here, you’ll learn the vital details about how much debt-to-income you can have to buy a home. If you have questions or want… Read More »
When you want to apply for a mortgage, there are many things to decide. One of them is whether you want to get a government loan, which means it is backed by a US government entity. Or, you can obtain a conventional mortgage that adheres to Fannie Mae and Freddie Mac guidelines. Many people get… Read More »
The demand for first time home buyers with bad and below average credit to get approved to buy a house remains as high as ever. We continue to hear lenders and brokers are expanding the credit score requirements for many first time house buyers with bad credit looking to lock into an affordable 30-year mortgage.… Read More »
Buying your first home can be overwhelming in many ways. There are so many decisions to make an many people do not realize that there are home buying grants that provide down-payment assistance in all 50 states. One of the most important of course is getting approved for a mortgage and saving up for a… Read More »
There are many reasons why VA loan requirements are so attractive to home buyers with military credentials in 2025. The U.S economy is booming again, the housing market is soaring and eligible VA home loan applicants have access to arguably the best mortgage to refinance or buy a house this year. When most people look… Read More »
Home buyers love 100% financing because it allows them to become a homeowner on a mortgage with no down-payment. Most first time house buyers relish the ability preserve their capital because there are many unseen costs when moving into a new home. Having the ability to become a homeowner without having to come up with… Read More »
The Fannie Mae Home Path loan program has a strong reputation with first time home buyers and realtors. Fannie Mae works closely with mortgage loan companies and other stakeholders in the real estate and finance industries to help homeowners who have Fannie Mae loans to avoid a foreclosure. However, there are some situations where a… Read More »
In the past, qualifying for a mortgage after bankruptcy was nearly impossible. One of the most common questions we get is “How long after bankruptcy can i get a mortgage?” Many consumers do not realize that one of the best ways to reestablish credit after a bankruptcy with a mortgage. Typically after recovering from bankruptcy… Read More »
VA home loans have been very popular with military first time house buyers for decades. There are many great home financing advantages to being a military veteran or active military. One of the biggest pluses that you can enjoy is getting a military home loan with competitive interest rates, low closing costs and no down-payment… Read More »
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