Embark on the exciting journey of home buying with confidence. Our articles cover everything from the basics of house hunting to the intricacies of mortgages, ensuring you’re well-prepared every step of the way.
When buying a home with a mortgage, one of the most critical considerations is the monthly payment. Of course, the amount you pay each month depends on several factors, including loan amount, interest rate, and loan term. The RefiGuide published this article to explore the estimated payments on a $460,000 mortgage under different scenarios: 15-year… Read More »
In the vast landscape of home financing, veterans often seek pathways that honor their service while facilitating homeownership. For those residing in California, the Cal Vet Home Loan emerges as a beacon of opportunity, tailored specifically to meet the unique needs of veterans. The RefiGuide posted this article to explain everything you need to know… Read More »
In 2026, conforming loan limits—the maximum mortgage amounts that Fannie Mae and Freddie Mac will purchase—have increased nationwide to reflect rising home prices. The Federal Housing Finance Agency (FHFA) announced an increase in the conforming loan limits, reflecting the ongoing rise in U.S. home prices baseline limit for a single-family (one-unit) home in most U.S.… Read More »
Buying a piece of land allows you to build your dream home or to simply maintain a piece of nature. But land can be pricey in higher demand areas, so you cold need to find a vacant land loan to fund your purchase. You might think that land loans will be easy and low risk,… Read More »
Securing a $750,000 mortgage does not have to be difficult, but understanding the intricacies of house loan qualifications, financial prerequisites, and strategic planning is paramount. The RefiGuide created this comprehensive mortgage guide aiming to illuminate the path, providing you with the essential knowledge to successfully obtain a $750,000 home loan. How to Get a $750,000… Read More »
The Downpayment Toward Equity Act is a legislative proposal aimed at assisting first-time, first-generation homebuyers in overcoming financial barriers to homeownership by providing substantial grants for down payments and related expenses. As of February 20, 2025, the Act has been introduced in Congress but has not yet become law. However, understanding its provisions and preparing… Read More »
For eligible veterans and active-duty service members looking to purchase high-value homes, VA jumbo loans offer an exceptional mortgage solution. These veteran loans combine the benefits of VA-backed home financing with the ability to borrow above conventional loan limits, making them a superior option for those who qualify. 11 Reasons VA Jumbo Loans Are Superior… Read More »
People looking to buy a home are always advised to get pre-approved before they begin shopping for a no credit home loan. Our team will show you how to get a mortgage pre-approval without a credit check. If you do not have financing approved, there really is little point to look at homes; you do… Read More »
In 2026, Rent to own programs are truly unique lending opportunity for a select group of first time home buyer loan opportunities. Before the market crash of ten years ago, rent to own loans or owner finance buyers were relatively rare; it was fairly easy for most people to qualify for a conventional or FHA… Read More »
Owning a second home while renting out your first property can be a smart financial move. Whether you’re upgrading to a larger home, relocating for work, or investing in real estate, this strategy can help generate passive income, build equity, and diversify your financial portfolio. However, purchasing a second home while maintaining and renting your… Read More »
