Embark on the exciting journey of home buying with confidence. Our articles cover everything from the basics of house hunting to the intricacies of mortgages, ensuring you’re well-prepared every step of the way.
What is a No PMI Mortgage Loan? PMI stands for “private mortgage insurance” and thus a “no PMI mortgage loan” is a home loan without the borrower being required to pay mortgage insurance monthly. No PMI loans have been very popular with first time home buyers for the last two decades. We will also explore… Read More »
Manufactured home loans are available with competitive mortgage rates for borrowers looking to purchase or refinance a manufactured or modular home. Potential home buyers who want to get a manufactured home often wonder how easy it will be to get financing for these properties. Compare Lenders Offering Affordable Loans for Manufactured Homes See New Programs… Read More »
Securing a 30-year mortgage involves careful financial planning, choosing the right lender, and understanding the commitment of homeownership. Many people think that having a 15 year mortgage will always be better than a 30 year mortgage. Sometimes it may be, and sometimes it may not be. While a fixed 30-year mortgage offers numerous benefits, it’s… Read More »
The stated income loan has become somewhat of an elusive mortgage program that streamlines the process. The stated income mortgage loan is very popular with self-employed borrowers that do not have a traditional income documentation with W-2s and pay stubs. 2025 Stated Income Mortgage Loan Programs Connect with Top Stated Income Mortgage Lenders Affordable No… Read More »
Most Americans need to get a mortgage to buy a home; current statistics state that 87% of home buyers use mortgage financing. But it is rare in 2025 to be able to buy a home for 100% of the purchase price. In most instances banks and lenders want the borrower to have skin in the… Read More »
Owning a vacation home is a dream for many, offering a personal retreat and the potential for additional income through rental opportunities. However, financing a vacation home or investment property requires careful planning and understanding of mortgage loan options to secure favorable terms and low interest rates. How to Finance a Vacation Home with a… Read More »
Purchasing a home listed as “For Sale By Owner” (FSBO) means buying directly from the homeowner without the involvement of a listing agent. The RefiGuide will help you navigate the process of buying and financing a FSBO home. Key Tips to Purchase a For Sale By Owner (FSBO) Home This process can offer unique advantages,… Read More »
Duplex properties are an attractive investment for many buyers, offering the opportunity to live in one unit while renting out the other, or simply renting both for additional income. The RefiGuide can help you get connected to banks and mortgage lenders that offer investment financing and duplex loans with FHA, VA, conventional, non QM and… Read More »
Searching for a bad credit mortgage can be exhausting If your credit score is cringe-worthy and you’re thinking about buying a house, you may have some legitimate concerns about your chances of getting approved. But fear not: You may still be able to get a mortgage loans for bad credit. However, your credit history will… Read More »
Debt consolidation is a proven financial strategy used by many individuals to manage and streamline their debt payments. By combining multiple debts into a single loan or payment, borrowers can potentially reduce their interest rates, simplify their finances, and lower monthly payments. However, when it comes to major financial decisions like buying a home, many… Read More »
The information contained on RefiGuide.org website is for informational purposes only and is not an advertisement for products. RefiGuide.org is a website that provides information about mortgages and we do not directly offer mortgages, accept applications or approve loans but we work with partners who do. This service is completely free and there is no obligation when you receive quotes from any of the mortgage companies.
Copyright © 2025, Refiguide.org. All Rights Reserved. - 4809 Clairemont Dr #C San Diego CA 92117 - 760-473-8120