Embark on the exciting journey of home buying with confidence. Our articles cover everything from the basics of house hunting to the intricacies of mortgages, ensuring you’re well-prepared every step of the way.
Owning a second home while renting out your first property can be a smart financial move. Whether you’re upgrading to a larger home, relocating for work, or investing in real estate, this strategy can help generate passive income, build equity, and diversify your financial portfolio. However, purchasing a second home while maintaining and renting your… Read More »
For many homebuyers, purchasing a manufactured home is an affordable way to achieve homeownership. However, financing options can sometimes be limited for these types of homes. One potential solution is a USDA loan, which offers zero down payment financing for eligible properties and borrowers. In 2025, you are still allowed to buy a manufactured home… Read More »
When purchasing a home, many borrowers are required to pay private mortgage insurance (PMI) or mortgage insurance premiums (MIP) to protect lenders in case of default. However, VA loans, which are backed by the U.S. Department of Veterans Affairs, offer a significant advantage: they do not require mortgage insurance. This unique feature makes VA loans… Read More »
Homeowners with bad credit scores have been searching for hard money loans and private money mortgages this year. If you have poor credit and you still want to get a home loan, either for your own home or an investment property, you still could have some hard money loan options available. Review Bad Credit Hard… Read More »
Buying a house can be a stressful time, so it is important to be organized and understand what the credit score requirements are up-front for the various mortgage programs in the United States in 2025. Read on to see what home financing programs are available and what the minimum credit scores for home loas set… Read More »
Buying a home involves many costs beyond the purchase price, including closing costs, prepaid expenses, and loan fees. For many FHA borrowers, seller concessions can be a game-changer, helping to reduce upfront expenses and make homeownership more affordable. But are there FHA limits on how much a seller can contribute? Yes, FHA loans do have… Read More »
There are thousands of home buyer grants and down payment assistance programs across the country. There also are government backed loan programs available with low down payment options in 2024. Let’s take a closer look at what down payment help is available so you can make this the year you bought your first home. How… Read More »
Portfolio loans are a versatile and flexible mortgage option for borrowers who don’t fit neatly within the confines of conventional loan requirements. These portfolio loan options open up opportunities for financing unique properties and accommodating non-standard financial situations. It’s important to note that while portfolio loans offer more flexibility, each private lender has its own… Read More »
People who are buying their first house typically have a challenge with coming up with the down payment for the home loan. There are many proven methods for to save for a down-payment when buying a house. How Do I Save for a Down Payment to Buy a Home in 2025? Saving for a down… Read More »
Lender Paid Mortgage Insurance is a specific arrangement where the lender, rather than the borrower, takes on the responsibility of paying for mortgage insurance. In a conventional mortgage with PMI, borrowers are typically required to purchase a separate insurance policy to protect the lender, especially if they make a down payment of less than 20%… Read More »
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