Facing credit challenges? Our dedicated section on credit problems offers guidance, solutions, and expert advice to help you navigate and improve your financial health.
In the past, qualifying for a mortgage after bankruptcy was nearly impossible. One of the most common questions we get is “How long after bankruptcy can i get a mortgage?” Many consumers do not realize that one of the best ways to reestablish credit after a bankruptcy with a mortgage. Typically after recovering from bankruptcy… Read More »
Accessing your home’s equity is often seen as a fundamental right for U.S. homeowners. But is it possible to take out a HELOC with bad credit? Traditional banks and lenders typically emphasize credit scores during the approval process. In today’s intricate housing market, can may still qualify for a HELOC with a low credit score.… Read More »
We have been getting a lot inquiries about hard money non QM loans. Up until recently hard money loans programs and non qualified mortgage products were separate but now their are some mortgage lenders rolling out a combination of the two. The RefiGuide published this article to explore the benefits and risk of hard money… Read More »
Filing for Chapter 13 bankruptcy can be a difficult financial journey, but completing the process and receiving a discharge offers a fresh start. Many homeowners, ask us, if they can get a Home Equity Line of Credit or HELOC after a Chapter 13 discharge. While the path to getting approved for a HELOC post-bankruptcy is… Read More »
A mortgage is one of the most significant financial commitments a person can make. But what happens when life throws unexpected challenges your way, and making your mortgage payment becomes difficult? Missing a mortgage payment can have serious consequences, but the timeline and repercussions vary depending on lender policies, loan type, and state regulations. Can… Read More »
One of the best second chance mortgage program every year is the FHA loan. House buyers continue to flock to FHA for second chance loans and home financing. Many people think that if they have relatively poor credit, they cannot get an FHA financing, but this is not necessarily the case. The RefiGuide can help… Read More »
People looking to buy a home are always advised to get pre-approved before they begin shopping for a no credit home loan. Our team will show you how to get a mortgage pre-approval without a credit check. If you do not have financing approved, there really is little point to look at homes; you do… Read More »
In the world of real estate investing, financing can often be the biggest hurdle. Traditional banks require extensive documentation, impeccable credit history, and strict lending criteria. But what if there was a way to bypass the bureaucratic maze and secure funding quickly? Enter no-doc hard money lenders, a financing solution for real estate investors who… Read More »
Millions of subprime borrowers are searching for non qualified mortgage lenders that offer a wide variety of income documentation requirements and low credit home financing programs that do not fit in the conforming loan guidelines. Non QM home loans continue to supply alternative mortgage products from private lenders. The non qualified mortgage world was created… Read More »
The dream of homeownership is a significant milestone for many, and for veterans and active-duty service members, the VA loan program offers a pathway to achieve this goal. Many active military members and veterans ask us: What credit score is necessary to qualify for a VA home loan? What Credit Score Do I Need to… Read More »
The information contained on RefiGuide.org website is for informational purposes only and is not an advertisement for products. RefiGuide.org is a website that provides information about mortgages and we do not directly offer mortgages, accept applications or approve loans but we work with partners who do. This service is completely free and there is no obligation when you receive quotes from any of the mortgage companies.
Copyright © 2026, Refiguide.org. All Rights Reserved. - 4809 Clairemont Dr #C San Diego CA 92117 - 760-473-8120