What Are the Payments on a $460,000 Mortgage?

When buying a home with a mortgage, one of the most critical considerations is the monthly payment. The amount you pay each month depends on several factors, including loan amount, interest rate, and loan term. The RefiGuide published this article to explore the estimated payments on a $460,000 mortgage under different scenarios: 15-year and 30-year… Read More »

Can You Refinance a Solar Loan?

As more homeowners embrace renewable energy, solar panel installations have become an increasingly popular investment. However, the upfront cost of solar panels can be significant, leading many homeowners to finance their systems through solar loans. While these loans provide a way to transition to green energy, they also come with financial responsibilities. Homeowners often ask… Read More »

How to Get a Private Home Loan

Owning a home is a lifelong dream for many, but the journey to homeownership isn’t always smooth. Traditional mortgage lenders often impose strict criteria that can make securing a loan challenging, especially for those with unique financial situations. If you’ve been turned away by conventional banks, a private home loan could be the solution you… Read More »

Apartment Building Loans

Securing the best apartment building loans in 2025 requires a strategic approach, given the evolving landscape of commercial real estate financing. 20 Tips to Get the Best Apartment Building Loans​ in 2025 The RefiGuide with match you with apartment loan lenders that offer the best interest rates and terms. The Federal Reserve has indicated they… Read More »

Cal Vet Home Loans

In the vast landscape of home financing, veterans often seek pathways that honor their service while facilitating homeownership. For those residing in California, the Cal Vet Home Loan emerges as a beacon of opportunity, tailored specifically to meet the unique needs of veterans. But what exactly are the CalVet Home Loans, and how does it… Read More »

What Is an Interest Only Mortgage Loan?

If you are looking for the lowest possible monthly payment, the interest only mortgage loan may be the solution. This unique type mortgage doesn’t make you pay on principal at first; you only pay interest on the home loan and that reduces your monthly payment initially. Borrowers love interest only mortgages because they increase cash… Read More »

What Is an Advantage of an Adjustable Rate Mortgage​ in 2025?

In the dynamic landscape of 2025, the mortgage market presents a plethora of options for prospective homeowners. Among these, the Adjustable-Rate Mortgage (ARM) stands out, offering unique advantages tailored to specific financial strategies for home buying, refinancing and leveraging home equity. What Attracts Borrowers to Adjustable Rate Mortgages​? Understanding the benefits of ARMs in the… Read More »

New Conforming Loan limits 2025

In 2025, the Federal Housing Finance Agency (FHFA) announced an increase in the conforming loan limits, reflecting the ongoing rise in U.S. home prices. The baseline limit for single-family homes has been set at $806,500, a 5.2% increase from the previous year’s limit of $766,550. In high-cost areas, where property values significantly exceed the national… Read More »

How to Get a 750k Loan for House

Securing a $750,000 mortgage does not have to be difficult, but understanding the intricacies of house loan qualifications, financial prerequisites, and strategic planning is paramount. The RefiGuide created this comprehensive mortgage guide aiming to illuminate the path, providing you with the essential knowledge to successfully obtain a $750,000 home loan. How to Get a $750,000… Read More »

How to Apply for the Downpayment Toward Equity Act​

The Downpayment Toward Equity Act is a legislative proposal aimed at assisting first-time, first-generation homebuyers in overcoming financial barriers to homeownership by providing substantial grants for down payments and related expenses. As of February 20, 2025, the Act has been introduced in Congress but has not yet become law. However, understanding its provisions and preparing… Read More »