Dive into our comprehensive collection of articles that cover a wide range of subjects. Whether you’re a novice or an expert, there’s something new to learn.
Many people want to buy investment properties that make them money. But how can you choose the best place to buy investment properties so your dream will become a reality? Below are some of the most important factors to look at as you decide which city to invest in: #1 Jobs and Demographics A real… Read More »
Approaching retirement with a mortgage fully paid off can translate to increased discretionary income from fixed sources when you retire. While there are instances where the savings from paying off your mortgage prematurely may not surpass potential earnings from alternative investments, the non-monetary advantages, such as peace of mind, associated with early mortgage repayment may… Read More »
VA home loans offer a path to homeownership with attractive terms and conditions, and for disabled veterans, these benefits become even more advantageous. The funding fee waiver, housing grants, increased loan entitlement, and dedicated support provided by the VA can significantly ease the financial burden of purchasing or adapting a home to meet specific needs.… Read More »
In June 2021, the Biden Administration announced it had created the Interagency Task Force on Property Appraisal and Valuation Equity (PAVE) to develop actions to reduce ethnic and racial bias in home valuations. The White House reports that the PAVE Action Plan is a wide-ranging set of reforms that will improve equity in the home… Read More »
Are you thinking about moving to a new city when you retire? You are in good company! About 65% of retirees say they want to move when they stop working or already moved. Most retirees say they want to stay near where they retired when they move, but about 40% say they want to live… Read More »
For recent graduates, young professionals or folks considering a career change, affordability of housing often becomes the deciding factor in where they choose to look for a job. Of course, we all want to make the highest possible salary, but a souped-up paycheck in a city with sky-high rent won’t do you much good since… Read More »
Are interest rates on FHA home loans still competitive? Are first time house buyers still considering FHA loan programs in today’s market? FHA recently released details about the health of its Mutual Mortgage Insurance Fund this week, which revealed enough economic net worth and enough capital reserves. But despite these facts, FHA has still said… Read More »
If you have a home loan backed by Fannie Mae or Freddie Mac and have been affected by the devastating California wildfires this month, you may be in line for some financial assistance. To date in November 2018, the fires have claimed the lives of 44 people and destroyed at least 100,000 acres including thousands… Read More »
This happens often to retirees who want to refinance their home or get a new mortgage. After their regular employment earnings are reduced in retirement, their monthly incomes drop. They could have a lot of money stored in IRAs and other investments, but for the purpose of a mortgage, they might not have enough income… Read More »
Before you choose a mortgage lender, you should ask the loan officer some specific questions to be sure you are making the right choice. There are plenty of places to get a mortgage in any major metropolitan area, and you should be confident that you are making the best choice for your home ownership dreams.… Read More »
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