The good news for Colorado home buyers in 2026 is there are a variety of state, local, and federal programs offer down payment assistance (DPA), grants, low-interest home loans, and tax incentives to make homeownership more accessible. The RefiGuide published this guide to uncover the best Colorado first-time home buyer programs, including statewide and local… Read More »
Kentucky’s housing market offers promising opportunities for first-time buyers in 2025, with median home prices around $250,000 and interest rates stabilizing at 6-7%, according to recent analyses. The Bluegrass State, known for its affordable living and diverse communities, faces inventory challenges in urban areas like Louisville and Lexington, but rural affordability and low property taxes… Read More »
The U.S. housing market presents a mixed bag in 2026 for Montana first-time buyers, with median home prices climbing to approximately $450,000 amid strong demand in areas like Bozeman and Missoula, driven by remote work trends and natural attractions. However, rural affordability remains a draw, with rates around 6-7% and property taxes at 0.8% on… Read More »
In 2025, Louisiana’s housing market continues to offer opportunities for first-time buyers, with median home prices around $250,000 and interest rates stabilizing at 6-7%. The Pelican State, known for its vibrant culture and diverse landscapes, faces affordability challenges in urban areas like New Orleans and Baton Rouge, where inventory is tight and costs are higher.… Read More »
Even with higher interest rates, Texas first time home buyer rates continue to soar. First-time homebuyer grants in Texas can be a game-changer for those looking to buy their first home. Whether you need help with down payment assistance or competitive mortgage rates from top Texas lenders, the RefiGuide can help buy an affordable home.… Read More »
The future looks bright for first time home buyers in Pennsylvania in 2025 because there are attractive offers for down-payment assistance, home buying grants and affordable housing. Whether you are in Philadelphia, Pittsburg or Scranton, the RefiGuide can help you connect with trusted Pennsylvania mortgage lenders that provide down payment assistance and competitive home loan… Read More »
For first-time home buyers in Alabama, where the median home price was $276,400 as of November 2025, navigating the housing market can be challenging. Fortunately, a range of state, local, and federal programs offer financial assistance, including down payment grants, low-interest loans, and tax credits, to make homeownership more accessible. The RefiGuide reveals Alabama’s key… Read More »
Many first time buyers are excited to buy a home in Ohio with the generous down payment assistance, grants and competitive mortgage loan programs. Ohio’s housing market, with a median home price of $235,000 in the first three quarters of 2025, offers relative affordability compared to national averages, but the median down payment of $16,500… Read More »
We published this guide to highlight Oklahoma’s top 2026 first-time home buyer grants and DPA loans, includes reference links for state and local initiatives, and presents two case studies to illustrate their impact. Oklahoma’s housing market, with a median home price of $236,000 in December 2025, offers affordability compared to national averages, but the median… Read More »
Buying a home in Oregon can be challenging but if you take advantage of OR first time home buyer grants and down payment assistance you may reap the benefits of homeowernship. Oregon’s housing market, with a median home price of $508,100 in January 2025, presents significant challenges for first-time home buyers, particularly in high-cost areas… Read More »
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