1st Time Home Buyer Guide

First time home buyers in Nevada have many significant opportunities with down-payment assistance, home buying grants and affordable mortgage rates in 2026. As Nevada’s housing market enters a phase of cautious optimism in 2026 and 2027, prospective new home buyers may find this year to be a strategic moment to make their move. With house… Read More »

The prospect of buying a home in Kansas continues to improve with affordable housing and attractive mortgage programs for first time home buyers in the Mid-West. As the housing market in Kansas continues to evolve in 2025, with median home prices around $250,000 and interest rates stabilizing at 6-7%, first-time buyers face both opportunities and… Read More »

In the state of Washington, a first-time home buyer, is a person who has not owned and occupied a principal residence in the past three years, with exceptions for buyers in targeted areas. We published this guide to examine Washington’s top 2026 first-time home buyer programs, down payment assistance, grants and links for state and… Read More »

The good news for Colorado home buyers in 2026 is there are a variety of state, local, and federal programs offer down payment assistance (DPA), grants, low-interest home loans, and tax incentives to make homeownership more accessible.  The RefiGuide published this guide to uncover the best Colorado first-time home buyer programs, including statewide and local… Read More »

Kentucky’s housing market offers promising opportunities for first-time buyers in 2025, with median home prices around $250,000 and interest rates stabilizing at 6-7%, according to recent analyses. The Bluegrass State, known for its affordable living and diverse communities, faces inventory challenges in urban areas like Louisville and Lexington, but rural affordability and low property taxes… Read More »

The U.S.  housing market presents a mixed bag in 2026 for Montana first-time buyers, with median home prices climbing to approximately $450,000 amid strong demand in areas like Bozeman and Missoula, driven by remote work trends and natural attractions. However, rural affordability remains a draw, with rates around 6-7% and property taxes at 0.8% on… Read More »

In 2025, Louisiana’s housing market continues to offer opportunities for first-time buyers, with median home prices around $250,000 and interest rates stabilizing at 6-7%. The Pelican State, known for its vibrant culture and diverse landscapes, faces affordability challenges in urban areas like New Orleans and Baton Rouge, where inventory is tight and costs are higher.… Read More »

The future looks bright for first time home buyers in Pennsylvania in 2025 because there are attractive offers for down-payment assistance, home buying grants and affordable housing. Whether you are in Philadelphia, Pittsburg or Scranton, the RefiGuide can help you connect with trusted Pennsylvania mortgage lenders that provide down payment assistance and competitive home loan… Read More »

Many first time buyers are excited to buy a home in Ohio with the generous down payment assistance, grants and competitive mortgage loan programs. Ohio’s housing market, with a median home price of $235,000 in the first three quarters of 2025, offers relative affordability compared to national averages, but the median down payment of $16,500… Read More »