About Bryan Dornan

Bryan Dornan is a financial journalist and currently serves as Chief Editor of RefiGuide.org. Bryan has founded several mortgage and marketing companies and has worked as a loan officer and mortgage broker in the industry for nearly 30 years and has a wealth of experience in providing mortgage clients with the highest level of service in the industry. Bryan's continual focus is to educate homeowners how to leverage home equity while also promoting affordable home-ownership to consumers like you across the United States. He also writes for RealtyTimes, Patch, Buzzfeed, Medium and other national publications. Find him on Twitter, Muckrack, and Linkedin

VA Streamline Refinance for Lower Rates

The VA streamline refinance mortgage is a powerful loan program for active military and veterans in the United States. Do you already have a VA loan? If you do, then you know what a great benefit you get with a VA refinance loan. But are you aware that now may be the perfect time for… Read More »

DSCR HELOC

More and more consumers have been inquiring about DSCR HELOC and investment property home equity loans, so we decided to publish an article answering these questions. In 2025 we anticipate more an more lenders offering DSCR HELOC and home equity loans because the demand is surging. The RefiGuide helps you find the best DSCR loans… Read More »

Should I Use a HELOC to Pay Off Credit Card Debt?

In 2026, using a HELOC to pay off credit card debt and consolidate high rate unsecured loans can slash interest costs dramatically, offering a smarter path to financial freedom amid lingering economic pressures.  As credit card debt remains a crushing burden for many American households. Did you know the average credit card APR sits at… Read More »

Home Loans for Bad Credit

Qualifying for a mortgage with less-than-perfect credit may seem challenging, but it’s far from impossible in 2026. The mortgage lending landscape has evolved significantly, offering more opportunities for borrowers with credit scores in the 500 to 600 range. Whether you’re a first-time homebuyer or looking to buy or refinance, understanding your options and the requirements… Read More »

Bad Credit FHA Mortgages

Thousands of borrowers select FHA loans for bad credit every year. If you are shopping for a new home, you may want to consider bad credit FHA mortgages insured by the Federal Housing Administration. FHA guarantees a competitive interest rate with easier credit guidelines that offer more flexibility. Realtors, lenders and home buyers continue to… Read More »

Fannie Mae Home Path Property Loans – Pros and Cons

The Fannie Mae Home Path loan program has a strong reputation with first time home buyers and realtors. Fannie Mae works closely with mortgage loan companies and other stakeholders in the real estate and finance industries to help homeowners who have Fannie Mae loans to avoid a foreclosure. However, there are some situations where a… Read More »

USDA Mortgage Refinance Loans for Rural Homes

Borrowers that reside in rural areas may qualify for USDA mortgage refinancing that provide special benefits for qualified prospects. USDA mortgage interest rates have have been rising over the last few years,. Still, USDA mortgage rates are still being published with affordable pricing, and this makes it a tempting time for refinancing. Can You Refinance… Read More »

Second Mortgage to Consolidate Debt

Consider taking out a second mortgage for debt consolidation, if you are carrying high interest debt on credit cards or on other high interest rate lines of credit. 2nd mortgages are an excellent way to consolidate debt and it’s secured on your home in addition to your first mortgage. We published this article to educate… Read More »

40 Year Mortgage Loan Guide

Choosing a 40-year mortgage enables you to spread your repayment over four decades to achieve a lower monthly payment. The forty-year loan deviates from the standard 30 or 15-year home loan terms. Whether you want a FHA 40 year mortgage or a 40-year home loan from a private money lender, the RefiGuide connects you with… Read More »

Home Loan for Second Homes Guide

Do you want to buy a second home? You probably have many questions about how to finance a another real estate property. Whether you want to buy a second home for vacations or as an investment property, getting financing for this type of property comes with some challenges that you should be aware of. In… Read More »