Facing credit challenges? Our dedicated section on credit problems offers guidance, solutions, and expert advice to help you navigate and improve your financial health.
Homeowners continue to ask our team, “What is minimum credit score for cash out refinance with bad credit?” We decided to publish this article in an effort to help consumers learn everything they need to know about cash-out home refinance with bad credit this year. We will help you understand the requirements for a cash-out… Read More »
Navigating the path to get approved for a home equity loan with bad credit can be challenging. Most smart homeowners consider a HELOC or low credit home equity loan if they already have a low interest rate on their first mortgage. Can You Get a Home Equity Loan with Bad Credit? Yes. The RefiGuide has… Read More »
People ask us all the time, how to get a mortgage refinance with bad credit scores. Traditionally, qualifying for a home refinance required high credit scores, but quite a few lenders have carved out a niche offering bad credit refinancing home loan solutions. If you are considering a plan to refinance a home loan with… Read More »
Filing for Chapter 13 bankruptcy can be a difficult financial journey, but completing the process and receiving a discharge offers a fresh start. Many homeowners, ask us, if they can get a Home Equity Line of Credit or HELOC after a Chapter 13 discharge. While the path to getting approved for a HELOC post-bankruptcy is… Read More »
In the realm of real estate investment, securing financing is often a labyrinthine journey, with myriad loan options available. One such option is the Debt Service Coverage Ratio (DSCR) loan, which emphasizes a property’s income-generating potential over the borrower’s personal income. But what role do credit scores play in qualifying for a DSCR loan? Let’s… Read More »
A mortgage is one of the most significant financial commitments a person can make. But what happens when life throws unexpected challenges your way, and making your mortgage payment becomes difficult? Missing a mortgage payment can have serious consequences, but the timeline and repercussions vary depending on lender policies, loan type, and state regulations. Can… Read More »
One of the best second chance mortgage program every year is the FHA loan. House buyers continue to flock to FHA for second chance loans and home financing. Many people think that if they have relatively poor credit, they cannot get an FHA financing, but this is not necessarily the case. The RefiGuide can help… Read More »
People looking to buy a home are always advised to get pre-approved before they begin shopping for a no credit home loan. Our team will show you how to get a mortgage pre-approval without a credit check. If you do not have financing approved, there really is little point to look at homes; you do… Read More »
Thousands of borrowers select FHA loans for bad credit every year. If you are shopping for a new home, you may want to consider FHA mortgages insured by the Federal Housing Administration. Realtors, lenders and home buyers continue to use FHA as the go to loan type for mortgages with bad credit scores. Borrowers have… Read More »
In the world of real estate investing, financing can often be the biggest hurdle. Traditional banks require extensive documentation, impeccable credit history, and strict lending criteria. But what if there was a way to bypass the bureaucratic maze and secure funding quickly? Enter no-doc hard money lenders, a financing solution for real estate investors who… Read More »
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