What is the Good Neighbor Next Door Program

The Good Neighbor Next Door loan program was created from the Department of Housing and Urban Development in an effort to reward the good neighbors of our nation with its If you are a teacher, police officer, or firefighter, you may be eligible for buying a HUD home for 50% off the list price. And… Read More »

Nevada First Time Home Buyer Guide

Nevada is one of the fastest-growing U.S. states, both according to the total number of new residents since 2010 and the percentage growth rate resulting from the hundreds of thousands of new Nevadans. All that growth has made the Nevada housing market one of the most exciting in the country. Like the rest of the… Read More »

Jumbo Mortgage Rates and Non-Conforming Loans Guide

People who want to buy a home in a high-cost region, such as in many areas of California, will probably need a jumbo mortgage loan and rates remain near record lows. These jumbo loans also are referred to as non-conforming loans. If you are considering a jumbo loan, you will need to have a complete… Read More »

Military Home Loans Guaranteed

Most military members and retired veterans know about the VA military home loan guarantee with 100% financing, low interest rate and no mortgage insurance. The VA home loan can be a great deal for many veterans and active military. Does Everyone Qualify for a Military Home Loan? You qualify for a VA military loan if… Read More »

I’m Self Employed, Should I Apply for a Stated Income Mortgage?

Many Americans believe that quitting their job and going to work for themselves is a major part of the American Dream, just as much as owning their own home. The good thing is that today, it is possible to be self-employed and own your own home with attractive stated income mortgage products becoming available this… Read More »

How to Qualify for a Home Loan with a Good Mortgage Rate

Buying a home has always had its challenges, but it is expected that some homeowner friendly tax deductions disappeared when the tax law took effect. This will mean that for many Americans, it may not be as good financially to own a home. Yes, home mortgage rates are rising, but there are still attractive interest… Read More »

How to Get Approved for a First Time Home Loan

Getting pre-approved for a home loan on your first attempt requires careful preparation. Start by checking your credit report for errors and working to improve your credit score. Save for a down payment, ideally 20% of the home’s purchase price, to secure better loan terms. Calculate your debt-to-income ratio and reduce outstanding debts. Choose a… Read More »

Guide to Land Loan Financing

Are you thinking about getting a loan for land? Below is a complete guide to vacant land loans. With the Federal Reserve pledging to not raise rates more in 2024  and mortgage lenders expanding their guidelines on land loans, you can expect many investment and construction opportunities to arise as a result.  Keep this article… Read More »

How to Qualify for a Home Loan with Low Income

Are there really low income home loans available in 2024? Many renters may think they don’t have enough income to qualify for a home loan. That isn’t usually true. Most mortgage lenders aren’t concerned with only your income. Income is just one part of the mortgage qualification puzzle. Talk to Lenders that Offer Low Income… Read More »