First Time Home Buyer Loans with Bad Credit and $0 Down

The demand for first time home buyers with bad and below average credit to get approved to buy a house remains as high as ever. We continue to hear lenders and brokers are expanding the credit score requirements for many first time house buyers with bad credit looking to lock into an affordable 30-year mortgage.… Read More »

How Long After a Bankruptcy Can I Get a Mortgage?

In the past, qualifying for a mortgage after bankruptcy was nearly impossible. One of the most common questions we get is “How long after bankruptcy can i get a mortgage?” Many consumers do not realize that one of the best ways to reestablish credit after a bankruptcy with a mortgage. Typically after recovering from bankruptcy… Read More »

How to Fix Your Credit Before Buying Your First Home

Your credit score can save you a lot of money … or it can cost you a lot of money. Yet, some people don’t even know their credit score, or how to make it better. That’s bad news when you’re hoping to get the best deal on a mortgage (and looking at 30 years of… Read More »

Subprime Mortgage Loan Offers Damaged Credit Solutions

Subprime mortgages are considered home loans that have a higher interest rate than prime loans and they were very popular prior to the financial melt-down and mortgage industry crash. 10-years ago many subprime mortgage lenders stopped offering these high risk home loans. These days, it is much easier to get a sub prime mortgage loan… Read More »