The rise of Airbnb and other short-term rental platforms has transformed how homeowners think about their properties. A house is no longer just a home; it’s also a potential income-generating asset. But if you have a mortgage, you might wonder: Can I Airbnb my house legally and without jeopardizing my mortgage? The answer isn’t a… Read More »
Expanding your living space by adding on to your home can be a thrilling yet daunting endeavor. Whether you are considering about creating an extra bedroom, a sun-soaked family room, an ADU or a new wing to accommodate extended family, one question inevitably looms large: how do you finance a home addition? After all, home… Read More »
Reverse mortgages are a popular financial opportunities for Senior homeowners looking to tap into their home’s equity for retirement income. Unlike traditional home loans, a reverse mortgage enables homeowners aged 62 or older to receive payments from their lender, using their home as collateral. Over time, the mortgage balance increases as the homeowner receives payments,… Read More »
For the first time Freddie Mac announced a new proposal to purchase second mortgage liens on the secondary market, which increases the trust factor for banks and mortgage lenders to roll out new home equity loan programs in 2025. Freddie Mac’s second mortgage proposal is a strategic initiative aimed at expanding homeownership opportunities, particularly for… Read More »
Many people who want to get a mortgage may not know they can use rental income to sometimes qualify for the loan. This can apply to a property you currently own and rent as well as a property you are planning to buy and rent. Below is more information about how VRBO rental income works… Read More »
Its very common for homeowners to need money but home refinancing does not always make sense when you already have a low interest rate on your existing mortgage. The RefiGuide can help you learn about popular refinancing alternatives like, HELOCs, home equity loans, cash out refinancing on other properties, shared equity agreements, reverse mortgages and… Read More »
Buying a home with a no doc loan with no income verification from the best no doc mortgage lenders can be challenging. Learn how to buy a house with a no doc mortgage from trusted non QM lenders. The housing market was hot in the early and mid-2000’s, as most of us remember. That was… Read More »
Housing, particularly in the United States, has a fairly predictable lifecycle. The reason is that most homebuyers who buy a house finance that purchase with a mortgage earlier in life and therefore engage in a long-term financial obligation in which they ‘agree’ to accumulate equity in their home. The RefiGuide can help you learn more… Read More »
Are you shopping for the fixed home equity loan rates online from the best lenders and finding a major discrepancy in interest rates and second mortgage loan amounts? The process to secure the lowest interest rates to get approved for the best home equity loans can be daunting. Not all banks and mortgage lenders specialize… Read More »
Did you attend medical school and recently graduate? Then you are on your way to becoming a doctor. Doctors often find themselves in an unusual place when they leave medical school: They have high incomes but also a lot of student loan debt. Medical school is expensive, and many new doctors have $500,000 or more… Read More »
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