Embark on the exciting journey of home buying with confidence. Our articles cover everything from the basics of house hunting to the intricacies of mortgages, ensuring you’re well-prepared every step of the way.
An Energy Efficient Mortgage is a specialized home loan that enables borrowers to finance energy-efficient improvements to their homes during the purchase or refinance process. These improvements are designed to enhance a property’s energy efficiency and reduce energy consumption, resulting in cost savings for homeowners. EEMs are a part of the broader effort to promote… Read More »
Condo mortgage loans offer a pathway to homeownership for those who prefer the convenience and lifestyle associated with condominium living. However, the requirements for condo loans differ from those of traditional home loans. If you are considering the purchase of a condominium, you may wonder how much of a down payment you need to get… Read More »
The Fannie Mae home loan program has been one of the most successful programs helping consumers in the United States buy a home with a minimal down-payment with competitive interest rates equating to affordable monthly payments. is government sponsored enterprise that has played a major role in empowering Americans to become home-owners. Becoming a homeowner… Read More »
Arizona is one of the fastest-growing states in the U.S., growing by nearly 2% between 2020 and 2023 alone. In fact, Arizona had the fourth-largest growth rate in the country in that same time, and the state has seen its population expand by nearly 7% since 2020, which is also one of the highest rates… Read More »
People who want to fix and flip houses for a profit are moving into an exciting business, but you have to know what you’re doing to have success. Most people need to work with private and hard money lenders to get the money they need for a fix and flip loan. This is because most… Read More »
Buying a second home can be an adventure for Americans but you need to make sure you are aligned with the right mortgage lenders. Have you done well with the equity in your home in the last year or two? You may be thinking about buying a second home so you can live in a… Read More »
If you are thinking about buying a home with your parents or other family member, you should know you aren’t alone. Buying a home with a family member besides your spouse can be a fantastic option to support your family and to ease caregiving responsibilities. And it can make it more affordable to buy a… Read More »
There’s a reason that lenders often reemphasize one common phrase throughout the homebuying process: it’s one of the most expensive purchases you’ll ever make. With that purchase comes risk, as real estate transactions are often established through financing that runs 30 years or more. The reality is, that financing is established on properties that can —… Read More »
Are you house hunting? If so, there’s something else you should be thinking about before locking in your mortgage: wealth building. In a perfect world, you’d find a lender who could outline hypothetical outcomes and give you the lay of the land when putting a comparable Federal Housing Administration (FHA)-insured mortgage against a conventional mortgage… Read More »
Are you currently serving your country or a recently discharged military veteran? If so, you know your branch of service has likely instilled discipline, strong values, a sense of duty, and loyalty. Among those numerous positive outcomes that can result from military service, there’s also another one you might not have thought of — homeownership. … Read More »
