Embark on the exciting journey of home buying with confidence. Our articles cover everything from the basics of house hunting to the intricacies of mortgages, ensuring you’re well-prepared every step of the way.
Most military members and retired veterans know about the VA military home loan guarantee with 100% financing, low interest rate and no mortgage insurance. The VA home loan can be a great deal for many veterans and active military. Does Everyone Qualify for a Military Home Loan? You qualify for a VA military loan if… Read More »
Many Americans believe that quitting their job and going to work for themselves is a major part of the American Dream, just as much as owning their own home. The good thing is that today, it is possible to be self-employed and own your own home with attractive stated income mortgage products becoming available this… Read More »
Buying a home has always had its challenges, but it is expected that some homeowner friendly tax deductions disappeared when the tax law took effect. This will mean that for many Americans, it may not be as good financially to own a home. Yes, home mortgage rates are rising, but there are still attractive interest… Read More »
Getting pre-approved for a home loan on your first attempt requires careful preparation. Start by checking your credit report for errors and working to improve your credit score. Save for a down payment, ideally 20% of the home’s purchase price, to secure better loan terms. Calculate your debt-to-income ratio and reduce outstanding debts. Choose a… Read More »
People who have a low credit score want to boost it so they have more financial options. From buying a home, a car or getting a credit card, having a good credit score will save you a lot in interest charges. Credit repair is one of the best kept secrets to help people boost their… Read More »
Are you thinking about getting a loan for land? Below is a complete guide to vacant land loans. With the Federal Reserve pledging to not raise rates more in 2024 and mortgage lenders expanding their guidelines on land loans, you can expect many investment and construction opportunities to arise as a result. Keep this article… Read More »
Are there really low income home loans available in 2024? Many renters may think they don’t have enough income to qualify for a home loan. That isn’t usually true. Most mortgage lenders aren’t concerned with only your income. Income is just one part of the mortgage qualification puzzle. Talk to Lenders that Offer Low Income… Read More »
Getting pre-qualified for a home loan is a critical step in the homebuying process, providing you with an estimate of the mortgage amount you may be eligible to borrow. It is always tempting when wanting to buy a home to go hit the streets and find your dream home. Then you make an offer. But… Read More »
It is not easy to buy a home or refinance a mortgage if you have had a foreclosure or bankruptcy, but the good news is it is not impossible by any means. How easy or difficult it will be will depend upon several factors, such as the type of bankruptcy you had – 7 and… Read More »
The VA mortgage loans offers amazing benefits for military home buyers seeking to buy a home with affordable financing and no down-payment. If you’re a military veteran or active-duty military, and you want to buy a home, consider the VA mortgage program that requires no money down and no mortgage insurance. For many active military… Read More »
