Can Closing Costs be Rolled into Mortgage​?

Yes, you can roll closing costs into your mortgage through refinancing or certain purchase loans, but not all loan types allow it. The rules differ significantly across the four main loan programs, and understanding them upfront can save you from being blindsided at the closing table.   Refinancing lets you add closing costs to your new… Read More »

What Will Tariffs Do to Mortgage Rates?

In the volatile economic landscape of 2025, tariffs have emerged as a pivotal policy tool under the Trump administration, sparking intense debate about their ripple effects across various sectors. As of September 11, 2025, with recent tariff implementations on imports from key trading partners like China and Mexico, questions abound regarding their influence on everyday… Read More »

Mortgage Pre-Qualification vs. a Pre-Approved Loan

People who have never bought a home before might think that once they have been pre-qualified for a mortgage, they may be good to go. Not the case. There is a difference between mortgage pre-qualification and mortgage pre-approval. There is a right way and wrong way to apply for a first time home buyer loan… Read More »