The RefiGuide published this guide for consumers to find the best fixer upper loan programs and get matched with banks, brokers and lenders that meet their needs. Buying a fixer-upper home can be an excellent investment, offering the opportunity to purchase a home at a lower cost and customize it to your preferences. However, getting… Read More »
It no secret that finding the best interest rate when refinancing your current mortgage starts with the shopping process. Not all banks, credit unions and lenders offer the same refinance rates for mortgages. One of your goals should be to lock into the best interest rates for refinance mortgages. Some companies are more aggressive than… Read More »
What are the challenges finding a mortgage refinance for a manufacture or mobile home loan? It’s no secret that modular and mobile home refinancing is not available with every lender today. The RefiGuide will help you connect with mortgage lenders offering competitive manufactured home refinance loans. Low Rate Refinance Manufactured Home Loans Attractive Mobile Home… Read More »
Before applying online, you should learn about the pros and cons of no closing cost mortgage refinance loans. Many Americans today are looking for no cost refinancing to take full advantage of super low mortgage interest rates. Borrowers cherish refinancing with a no closing cost mortgage because they can potentially lower their monthly payment without… Read More »
Are you looking for an affordable manufactured home loan with a competitive FHA mortgage? Manufactured homes, sometimes referred to as mobile homes, or prefab homes, provide a more affordable, more extensive, and customized housing option than typical houses. But, that as it may, securing finances for these homes and finding resources can only become quicker… Read More »
The home equity line of credit or HELOC repayment period is a unique amortization schedule that is different than most mortgage loans. The HELOC draw period typically ranges from 10 years and a HELOC repayment period of up to 20 years. A HELOC line of credit enables a borrower to access the equity in your… Read More »
When you want to apply for a mortgage, there are many things to decide. One of them is whether you want to get a government loan, which means it is backed by a US government entity. Or, you can obtain a conventional mortgage that adheres to Fannie Mae and Freddie Mac guidelines. Many people get… Read More »
There are many reasons why VA loan requirements are so attractive to home buyers with military credentials in 2024. The U.S economy is booming again, the housing market is soaring and eligible VA home loan applicants have access to arguably the best mortgage to refinance or buy a house this year. When most people look… Read More »
Many homebuyers don’t have a 20% down payment or high credit score, so they turn to FHA loans to buy their home. FHA mortgages have many advantages, but they may have higher annual costs than conventional loans in many cases. So, it can be beneficial when your credit and financial situation improves to refinance an… Read More »
In 2024, interest rates for refinancing have moved considerably higher, with conventional 30-year mortgage rates in the 6% range. If you are considering a refinance mortgage because you want to secure a low interest rate, you may want to get rolling sooner than later. There have been reports that refinances have dropped off as people… Read More »
If you decide to refinance your mortgage, it can have a small influence on your credit score. However, if you refinance on a regular basis, it can have a more substantial effect. When you refinance your mortgage, the mortgage lender will pull your current credit report. This will put a hard credit inquiry on your… Read More »
One of the biggest barriers to buying a home for many Americans is the down payment. But many first-time home buyers have misconceptions about the down payment that is required, as well as what credit scores are needed. According to the National Association of Realtors, 85% of first time buyers think they need 10% down… Read More »
Most Americans do not begin the home buying process with the idea of buying a for sale by owner (FSBO) property. But you may find that a for sale by owner property could be your dream home. If you see such a home and love it, should you consider buying it or moving on? There… Read More »
by Tom Murphy Home Services Lending Just like any mortgage, a VA mortgage (backed by the US Veterans Affairs Administration) can be refinanced. Refinancing a VA loan tends to be easier because VA loans are considered a benefit of your military service, and are easier to qualify for than conventional loans. Even if you have… Read More »
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