First Time Home Buyer Tax Credit Guide 2026

How Much Is the First Time Home Buyer Tax Credit? As of March 2026, there is no active federal first-time home buyer tax credit, despite ongoing legislative proposals in Congress seeking to reinstate similar benefits. The original $8,000 first-time homebuyer credit expired in 2010, and while multiple bills have been introduced—including the First-Time Homebuyer Tax… Read More »

What Documents Do You Need for FHA Pre-Approval?

Gather these before you apply, not after. Missing paperwork is the most common reason FHA pre-approvals stall, and the delay costs more than it used to, rates moved sharply in September, and a file that sits for two weeks can outlast a rate lock. Here’s the complete list, organized by what each document proves. FHA… Read More »

Why Credit Scores Play a Key Role in Mortgage Qualification

Perhaps by now you have heard about the Equifax security breach, but you don’t know exactly what happened. We want to make sure that you are informed about what the Equifax data breach entailed so that you are armed with plenty of information to protect yourself and your credit. As you surely know, it is… Read More »

Driving a Tesla Good for Your House and Environment

All electric cars are the new hot thing. According to the Motley Fool, all electric vehicle sales will increase from 2.4 million to 6 million between 2015 and 2024. And that is just the start. By 2040, it is estimated that EV sales will be 35% of all vehicle sales, which is a huge increase… Read More »

Texas Mortgage Relief for Hurricane Harvey Victims

Many people in the Houston, Texas area are most likely going to have difficulty in paying their mortgages in the months to come. There are thousands of homes flooded facing huge damage costs, and many people in the flooded areas were not required to have flood insurance. Plus, even people with homes that were not… Read More »

Top Down Payment Assistance Programs for Home Buying in 2026

More than 2,000 down payment assistance programs operate across the United States, and they are not the same product. Some hand you money you never repay. Some forgive a lien over time. Some defer repayment until you sell. Some match what you save. The structure determines whether the help costs you anything, and most buyers… Read More »

Swimming Pool Loans + Bad Credit Options

Many people don’t realize that they can finance a swimming pool with a home equity loan. While it will always be cheaper to pay cash for your new pool, there are a number of swimming pool financing options to consider. One way to save money on taking vacations is to have a vacation right in… Read More »

8 Steps to Improve Your House Prior to Listing with a Realtor

Consumer confidence at the end of 2016 is higher than it has been for eight years, and that means 2023 could be a year of strong economic growth. If so, homeowners could see rising home values, which could make it a great year to sell and make a fantastic profit. Before you list your home… Read More »

How Fannie Mae and Freddie Mac Benefit from a Republican Congress

Since Donald Trump won the presidential election, there has been a lot of speculation about what effect his administration and Congress may have on Freddie Mac and Fannie Mae. As of Dec. 1, 2016, we started to get some idea about what a Trump administration has in mind. In 2018, we have noticed first time… Read More »