Most people wanting to buy a home with a mortgage usually have two major concerns: How much will the interest rate be, and can I afford the monthly payments? There are many good online mortgage calculators that can assist you in making these important financial calculations when you are deciding to buy a home. There… Read More »
Most home buyers will choose either a conventional loan or an FHA insured mortgage in 2023. If you have decent credit in the mid-600’s or higher, you may be considering either an FHA or conventional loan. Both programs have loans available with 3% to 3.5% down payments, so which is the best option? It depends… Read More »
It is not unusual for retirees wanting to move after they stop working and buy a home. They think that once they actually stop working they will be unable to get a mortgage. This is not always true. If you meet the home loan requirements, you can get a mortgage when you retire. There are… Read More »
It’s hard enough for many would-be homebuyers to ‘build’ the American dream. That house with the white picket fence simply comes at a cost many first-time homebuyers can’t afford. It’s even more difficult in times where the population grows faster than the housing supply, leaving many looking to buy their first home with few options.… Read More »
Do you want to learn what the loan requirements are to buy a home with a FHA mortgage in this year? The 2024 FHA loan requirements remain attractive to renters because the credit standards are not prejudice and the down-payment rules are very reasonable. Getting a FHA loan pre approval is the first step for… Read More »
Fannie Mae mortgage loans are appealing for home buyers purchasing a house with a conventional loan because of the reasonable down payment requirements, competitive mortgage rates and stellar reputation. Below is more information about Fannie Mae guidelines that explain what the minimum down-payment rules will be for most borrowers qualifying for a Fannie Mae home… Read More »
It is 2020 and interest rates are holding steady near record lows. Is it a good time to refinance your mortgage or should you wait for rates to drop? Well, interest rates for mortgage refinancing are a bit higher than a year ago, but they are still very low. Below is more information about whether… Read More »
Home buyers are always told they should do plenty of shopping for a home loan. In fact, the federal loan estimate closing document that was introduced last year that supplanted the Good Faith Estimate document of years past was created to encourage home buyers to shop for loans before the signed the dotted line and… Read More »
Perhaps by now you have heard about the Equifax security breach, but you don’t know exactly what happened. We want to make sure that you are informed about what the Equifax data breach entailed so that you are armed with plenty of information to protect yourself and your credit. As you surely know, it is… Read More »
All electric cars are the new hot thing. According to the Motley Fool, all electric vehicle sales will increase from 2.4 million to 6 million between 2015 and 2024. And that is just the start. By 2040, it is estimated that EV sales will be 35% of all vehicle sales, which is a huge increase… Read More »
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