Arizona is one of the fastest-growing states in the U.S., growing by nearly 2% between 2020 and 2023 alone. In fact, Arizona had the fourth-largest growth rate in the country in that same time, and the state has seen its population expand by nearly 7% since 2020, which is also one of the highest rates… Read More »
VA home loans offer a path to homeownership with attractive terms and conditions, and for disabled veterans, these benefits become even more advantageous. The funding fee waiver, housing grants, increased loan entitlement, and dedicated support provided by the VA can significantly ease the financial burden of purchasing or adapting a home to meet specific needs.… Read More »
In June 2021, the Biden Administration announced it had created the Interagency Task Force on Property Appraisal and Valuation Equity (PAVE) to develop actions to reduce ethnic and racial bias in home valuations. The White House reports that the PAVE Action Plan is a wide-ranging set of reforms that will improve equity in the home… Read More »
People who want to fix and flip houses for a profit are moving into an exciting business, but you have to know what you’re doing to have success. Most people need to work with private and hard money lenders to get the money they need for a fix and flip loan. This is because most… Read More »
Buying a second home can be an adventure for Americans but you need to make sure you are aligned with the right mortgage lenders. Have you done well with the equity in your home in the last year or two? You may be thinking about buying a second home so you can live in a… Read More »
Are you thinking about moving to a new city when you retire? You are in good company! About 65% of retirees say they want to move when they stop working or already moved. Most retirees say they want to stay near where they retired when they move, but about 40% say they want to live… Read More »
If you are thinking about buying a home with your parents or other family member, you should know you aren’t alone. Buying a home with a family member besides your spouse can be a fantastic option to support your family and to ease caregiving responsibilities. And it can make it more affordable to buy a… Read More »
Did you not refinance your mortgage yet? If not, you should know that the days of 2.5% mortgages are probably behind us. However, rates are not still historically low anymore, but many economists are forecasting lower rates on the horizon. If you bought a home this year then should take a strong look at refinancing… Read More »
There’s a reason that lenders often reemphasize one common phrase throughout the homebuying process: it’s one of the most expensive purchases you’ll ever make. With that purchase comes risk, as real estate transactions are often established through financing that runs 30 years or more. The reality is, that financing is established on properties that can —… Read More »
Are you house hunting? If so, there’s something else you should be thinking about before locking in your mortgage: wealth building. In a perfect world, you’d find a lender who could outline hypothetical outcomes and give you the lay of the land when putting a comparable Federal Housing Administration (FHA)-insured mortgage against a conventional mortgage… Read More »
