About Bryan Dornan

Bryan Dornan is a financial journalist and currently serves as Chief Editor of RefiGuide.org. Bryan has founded several mortgage and marketing companies and has worked as a loan officer and mortgage broker in the industry for over 25 years and has a wealth of experience in providing mortgage clients with the highest level of service in the industry. Bryan's continual focus is to promote affordable home-ownership to consumers like you across the United States. He also writes for RealtyTimes, Patch, Buzzfeed, Medium and other national publications. Find him on Twitter, Muckrack, and Linkedin

5 Signs the Interest Only Mortgage Rate Is Right for You

Interest only loans are unique options that make sense to a specific type of borrower. If you are in the market for a new mortgage, one of your options is an interest only mortgage. This is a type of loan where the borrower only pays the interest on the loan for the first 5-10 years… Read More »

Tips for Comparing FHA and Conventional Mortgage Rates

Most borrowers want to know which mortgage rate is lower, the conventional or the FHA. Let’s explore the differences between FHA and conventional mortgages so you can make a wise financial decision. Are you considering refinancing your mortgage to save money on your current monthly payment?. Great! Now you just need to figure out which… Read More »

How Are FHA Loan Limits Set?

The Federal Housing Administration — known simply to homebuyers as the FHA — has faced tremendous oversight since it was created as part of the National Housing Act of 1934. It has been part of the U.S. Department of Housing and Urban Development (HUD) since 1965, and currently insures loans for millions of American homeowners.… Read More »

8 Steps to Improve Your House Prior to Listing with a Realtor

Consumer confidence at the end of 2016 is higher than it has been for eight years, and that means 2023 could be a year of strong economic growth. If so, homeowners could see rising home values, which could make it a great year to sell and make a fantastic profit. Before you list your home… Read More »

How Fannie Mae and Freddie Mac Benefit from a Republican Congress

Since Donald Trump won the presidential election, there has been a lot of speculation about what effect his administration and Congress may have on Freddie Mac and Fannie Mae. As of Dec. 1, 2016, we started to get some idea about what a Trump administration has in mind. In 2018, we have noticed first time… Read More »

8 Ways Trump Can Improve Dodd Frank for Consumers Getting a Mortgage

by Bryan Dornan Founder RefiGuide One of the biggest targets for President-Elect Donald Trump and a Republican Congress will surely be the 2010 Dodd-Frank financial overhaul low that, critics argue, has led to less economic activity and consumer lending since its passage. It is hard to say with certainty which parts of the law may… Read More »

5 Things to Look Out for with the CFPB in 2017

by Bryan Dornan Founder RefiGuide As he was campaigning for the presidency, President-Elect Donald Trump made clear he does not think highly of the 2010 Dodd Frank law. This has made many people wonder what is going to happen to the Consumer Financial Protection Bureau or CFPB. Now that Trump has been elected and his… Read More »

6 Ways FHA Enables People to Refinance a Mortgage

An FHA mortgage is a great way for millions of Americans to buy their own home, especially for people with damaged credit and low fico scores. Down payments are as low as 3.5%, credit requirements are flexible, and interest rates are lower than conventional mortgages. If you like your FHA mortgage, you are going to… Read More »

What is the Home Affordable Refinance Program?

You may have heard about HARP – the Home Affordable Refinance Program. It was launched in March 2009 and could be just what you need to get your financial life back on track. The HARP refinance plan was created in an effort to stem the foreclosure crisis that erupted nearly a decade ago. Home Affordable… Read More »