People who want to buy a home in a high-cost region, such as in many areas of California, will probably need a jumbo mortgage loan and rates remain near record lows. These jumbo loans also are referred to as non-conforming loans. If you are considering a jumbo loan, you will need to have a complete… Read More »
Are you considering a refinance of your mortgage? Interest rates rose significantly this year but could drop in 2026, so now may be the time to apply for a refinance mortgage. If you are considering a home refinance, you will want to save as much money as you can to make the process worth it.… Read More »
People who own their home frequently are watching mortgage rates to determine if now is a good time to refinance their home loan. Whenever you refinance, you always are taking a bit of a gamble because it is hard to say what rates will be tomorrow, let alone next month or next year. When considering… Read More »
Are you contemplating consolidating and refinancing student loans into your mortgage as a homeowner? With the consistent increase in home values over the last five years, there’s potential to clear your student loan debts and retain home equity. Nonetheless, understanding the advantages and disadvantages of this approach is crucial to determining whether incorporating student loans… Read More »
Most military members and retired veterans know about the VA military home loan guarantee with 100% financing, low interest rate and no mortgage insurance. The VA home loan can be a great deal for many veterans and active military. Does Everyone Qualify for a Military Home Loan? You qualify for a VA military loan if… Read More »
Homeowners always like to save on their utility bills, and there are several tax breaks that are available for people who have installed solar panels on their homes. Reducing monthly energy expenses, finding tax credits and helping the world with a smaller foot-print is a wonderful opportunity. In 2023, the federal spending bill that was… Read More »
Home mortgage refinance rates have been surging higher in 2023. If you can refinance your mortgage and save at least .5% on the rate, it can be a way to save you big bucks in interest and payments over the years. But the decision to refinance should be carefully weighed. Below are five reasons you… Read More »
The values of Americans’ homes are rising with the average increase approximately 7% more than last year. Some parts of the country are seeing double digit increases in value. If you want to sell your home soon, you may want to do some smart remodeling to increase your equity and property value. There are many… Read More »
Many people want to buy investment properties that make them money. But how can you choose the best place to buy investment properties so your dream will become a reality? Below are some of the most important factors to look at as you decide which city to invest in: #1 Jobs and Demographics A real… Read More »
Many Americans believe that quitting their job and going to work for themselves is a major part of the American Dream, just as much as owning their own home. The good thing is that today, it is possible to be self-employed and own your own home with attractive stated income mortgage products becoming available this… Read More »
