An Energy Efficient Mortgage is a specialized home loan that enables borrowers to finance energy-efficient improvements to their homes during the purchase or refinance process. These improvements are designed to enhance a property’s energy efficiency and reduce energy consumption, resulting in cost savings for homeowners. EEMs are a part of the broader effort to promote… Read More »
Condo mortgage loans offer a pathway to homeownership for those who prefer the convenience and lifestyle associated with condominium living. However, the requirements for condo loans differ from those of traditional home loans. If you are considering the purchase of a condominium, you may wonder how much of a down payment you need to get… Read More »
There is a myth that persists in the mortgage lending world that you cannot get an FHA loan if you are self-employed. This is not true. While it is true that underwriters will scrutinize the self-employed mortgage application carefully, with proper preparation, a self-employed person can get qualified for a home loan insured by the… Read More »
Consolidating credit card debt with a cash-out refinance can be a smart financial move for those looking to manage and reduce their debt effectively. While consolidating credit card debt with a cash-out refinance offers several benefits, it’s essential to approach this strategy with caution. It involves securing your debt with your home, which could put… Read More »
Arizona is one of the fastest-growing states in the U.S., growing by nearly 2% between 2020 and 2023 alone. In fact, Arizona had the fourth-largest growth rate in the country in that same time, and the state has seen its population expand by nearly 7% since 2020, which is also one of the highest rates… Read More »
VA home loans offer a path to homeownership with attractive terms and conditions, and for disabled veterans, these benefits become even more advantageous. The funding fee waiver, housing grants, increased loan entitlement, and dedicated support provided by the VA can significantly ease the financial burden of purchasing or adapting a home to meet specific needs.… Read More »
In June 2021, the Biden Administration announced it had created the Interagency Task Force on Property Appraisal and Valuation Equity (PAVE) to develop actions to reduce ethnic and racial bias in home valuations. The White House reports that the PAVE Action Plan is a wide-ranging set of reforms that will improve equity in the home… Read More »
One of the hardest things to gauge as a homeowner is when is the ideal time to refinance your home mortgage. If anyone could precisely predict when mortgage rates will rise and fall, they could probably retire very wealthy. But even seasoned real estate and stock experts cannot predict the variability of mortgage rates. The… Read More »
People who want to fix and flip houses for a profit are moving into an exciting business, but you have to know what you’re doing to have success. Most people need to work with private and hard money lenders to get the money they need for a fix and flip loan. This is because most… Read More »
Buying a second home can be an adventure for Americans but you need to make sure you are aligned with the right mortgage lenders. Have you done well with the equity in your home in the last year or two? You may be thinking about buying a second home so you can live in a… Read More »
The information contained on RefiGuide.org website is for informational purposes only and is not an advertisement for products. RefiGuide.org is a website that provides information about mortgages and we do not directly offer mortgages, accept applications or approve loans but we work with partners who do. This service is completely free and there is no obligation when you receive quotes from any of the mortgage companies.
Copyright © 2025, Refiguide.org. All Rights Reserved. - 4809 Clairemont Dr #C San Diego CA 92117 - 760-473-8120