What Are the Payments on a $460,000 Mortgage?

When buying a home with a mortgage, one of the most critical considerations is the monthly payment. The amount you pay each month depends on several factors, including loan amount, interest rate, and loan term. The RefiGuide published this article to explore the estimated payments on a $460,000 mortgage under different scenarios: 15-year and 30-year… Read More »

Cal Vet Home Loans

In the vast landscape of home financing, veterans often seek pathways that honor their service while facilitating homeownership. For those residing in California, the Cal Vet Home Loan emerges as a beacon of opportunity, tailored specifically to meet the unique needs of veterans. But what exactly are the CalVet Home Loans, and how does it… Read More »

New Conforming Loan limits 2025

In 2025, the Federal Housing Finance Agency (FHFA) announced an increase in the conforming loan limits, reflecting the ongoing rise in U.S. home prices. The baseline limit for single-family homes has been set at $806,500, a 5.2% increase from the previous year’s limit of $766,550. In high-cost areas, where property values significantly exceed the national… Read More »

Vacant Land Loan – What You Need to Know

Buying a piece of land allows you to build your dream home or to simply maintain a piece of nature. But land can be pricey in higher demand areas, so you cold need to find a vacant land loan to fund your purchase. You might think that land loans will be easy and low risk,… Read More »

How to Get a 750k Loan for House

Securing a $750,000 mortgage does not have to be difficult, but understanding the intricacies of house loan qualifications, financial prerequisites, and strategic planning is paramount. The RefiGuide created this comprehensive mortgage guide aiming to illuminate the path, providing you with the essential knowledge to successfully obtain a $750,000 home loan. How to Get a $750,000… Read More »

How to Apply for the Downpayment Toward Equity Act​

The Downpayment Toward Equity Act is a legislative proposal aimed at assisting first-time, first-generation homebuyers in overcoming financial barriers to homeownership by providing substantial grants for down payments and related expenses. As of February 20, 2025, the Act has been introduced in Congress but has not yet become law. However, understanding its provisions and preparing… Read More »

VA Jumbo Loans

For eligible veterans and active-duty service members looking to purchase high-value homes, VA jumbo loans offer an exceptional mortgage solution. These loans combine the benefits of VA-backed home financing with the ability to borrow above conventional loan limits, making them a superior option for those who qualify. 11 Reasons VA Jumbo Loans Are Superior This… Read More »

Get Mortgage Pre-Approved for No Credit Home Loans

People looking to buy a home are always advised to get pre-approved before they begin shopping for a no credit home loan. Our team will show you how to get a mortgage pre-approval without a credit check. If you do not have financing approved, there really is little point to look at homes; you do… Read More »

How Can I Purchase a House with No Money Down?

Owning a home is a dream for many, but saving for a down payment can be one of the biggest hurdles. Fortunately, purchasing a home with no money down is possible through various financing options, government programs, and creative strategies. Many real estate investors anticipate 2025 to be a great opportunity to buy a house… Read More »

Rent to Own Home Programs & Loans for New Buyers

Are you looking for rent to own homes? In 2025, Rent to own programs are truly unique lending opportunity for a select group of first time home buyer loan opportunities. Before the market crash of eight years ago, rent to own loans or owner finance buyers were relatively rare; it was fairly easy for most… Read More »