Dive into our comprehensive collection of articles that cover a wide range of subjects. Whether you’re a novice or an expert, there’s something new to learn.
Yes, you can roll closing costs into your mortgage through refinancing or certain purchase loans, but not all loan types allow it. The rules differ significantly across the four main loan programs, and understanding them upfront can save you from being blindsided at the closing table. Refinancing lets you add closing costs to your new… Read More »
The RefiGuide published this article to introduce and highlight a very special home loan program, the physician mortgage that offers many unique financing benefits for an exclusive group of borrowers in the U.S. In the high-stakes world of medicine, where residency grinds and student debt mountains loom large, achieving the American Dream of homeownership can… Read More »
Refinancing a mortgage can offer homeowners the opportunity to secure better terms, lower interest rates, or access cash from their home’s equity. But how soon can you refinance a home mortgage in 2026? The timing depends on several factors, including the type of mortgage refinance, the loan terms, and lender-specific requirements. This RefiGuide article will… Read More »
Owning a home is a dream for many, but saving for a down payment can be one of the biggest hurdles. Fortunately, purchasing a home with no money down is possible through various financing options, government programs, and creative strategies. Many real estate investors anticipate 2026 to be a great opportunity to buy a house… Read More »
With over 1.2 million refinances projected this year per Freddie Mac, a key question arises: Are home refinancing fees tax deductible? We will explore the answer and review the nuances in this article. Under IRS rules, points (prepaid interest) and certain property taxes qualify for deductions, often amortized over the loan term, while common mortgage… Read More »
The 5/5 adjustable-rate mortgage (ARM) offers a flexible alternative as ARM originations have increased 18% in early 2026, per Freddie Mac data. The 5/5 ARM variant balances predictability with rate flexibility. In March 2026, with 30-year fixed mortgage rates at 6.11% following the Iran war’s impact on rates, homebuyers are reconsidering traditional loans as the… Read More »
In the blazing world of cryptocurrency, few tokens inspire as much fervent speculation as XRP, the native asset of the Ripple network. As of September 30, 2025, with XRP trading at around $2.88 amid a broader market recovery, whispers of mainstream adoption have reached fever pitch. The RefiGuide uncovers the mortgage crypto rumors and considers… Read More »
A home appraisal is a critical step when refinancing your mortgage. Lenders require an appraisal to determine your home’s fair market value, which affects loan approval, interest rates, and borrowing limits. The RefiGuide can get you up to speed on do’s and don’ts on home appraisals for refinancing. What Do Appraisers Look for in a… Read More »
In the volatile economic landscape of 2025, tariffs have emerged as a pivotal policy tool under the Trump administration, sparking intense debate about their ripple effects across various sectors. As of September 11, 2025, with recent tariff implementations on imports from key trading partners like China and Mexico, questions abound regarding their influence on everyday… Read More »
In 2026, prospective home buyers continue to weigh options between fixed-rate and adjustable-rate mortgages (ARMs). Among ARMs, the 10/1 adjustable rate mortgage stands out as a hybrid product that combines stability with potential flexibility. As of January 2026, with 10/1 mortgage rates fluctuating amid economic uncertainties, understanding this loan type is crucial for informed decision-making.… Read More »
