First Time Home Buyer Tax Credit Guide 2026

How Much Is the First Time Home Buyer Tax Credit? As of March 2026, there is no active federal first-time home buyer tax credit, despite ongoing legislative proposals in Congress seeking to reinstate similar benefits. The original $8,000 first-time homebuyer credit expired in 2010, and while multiple bills have been introduced—including the First-Time Homebuyer Tax… Read More »

Why Credit Scores Play a Key Role in Mortgage Qualification

Perhaps by now you have heard about the Equifax security breach, but you don’t know exactly what happened. We want to make sure that you are informed about what the Equifax data breach entailed so that you are armed with plenty of information to protect yourself and your credit. As you surely know, it is… Read More »

Driving a Tesla Good for Your House and Environment

All electric cars are the new hot thing. According to the Motley Fool, all electric vehicle sales will increase from 2.4 million to 6 million between 2015 and 2024. And that is just the start. By 2040, it is estimated that EV sales will be 35% of all vehicle sales, which is a huge increase… Read More »

Texas Mortgage Relief for Hurricane Harvey Victims

Many people in the Houston, Texas area are most likely going to have difficulty in paying their mortgages in the months to come. There are thousands of homes flooded facing huge damage costs, and many people in the flooded areas were not required to have flood insurance. Plus, even people with homes that were not… Read More »

Top Down Payment Home Loan Options Today

People get sick of renting a house or apartment. Why should you be paying for the mortgage of your landlord for year after year? It makes more sense to pay your own mortgage so that you can grow your equity and someday own your home free and clear. For a while, the Federal Reserve has… Read More »

8 Steps to Improve Your House Prior to Listing with a Realtor

Consumer confidence at the end of 2016 is higher than it has been for eight years, and that means 2023 could be a year of strong economic growth. If so, homeowners could see rising home values, which could make it a great year to sell and make a fantastic profit. Before you list your home… Read More »

How Fannie Mae and Freddie Mac Benefit from a Republican Congress

Since Donald Trump won the presidential election, there has been a lot of speculation about what effect his administration and Congress may have on Freddie Mac and Fannie Mae. As of Dec. 1, 2016, we started to get some idea about what a Trump administration has in mind. In 2018, we have noticed first time… Read More »

8 Ways Trump Can Improve Dodd Frank for Consumers Getting a Mortgage

by Bryan Dornan Founder RefiGuide One of the biggest targets for President-Elect Donald Trump and a Republican Congress will surely be the 2010 Dodd-Frank financial overhaul low that, critics argue, has led to less economic activity and consumer lending since its passage. It is hard to say with certainty which parts of the law may… Read More »

5 Things to Look Out for with the CFPB in 2017

by Bryan Dornan Founder RefiGuide As he was campaigning for the presidency, President-Elect Donald Trump made clear he does not think highly of the 2010 Dodd Frank law. This has made many people wonder what is going to happen to the Consumer Financial Protection Bureau or CFPB. Now that Trump has been elected and his… Read More »