About Dusty Brazil

Dusty Brazil is a licensed California real estate agent CA BRE #01780273 and proud to call himself a Realtor with Pacific Sotheby’s International Realty in Del Mar, CA. He's a native to Southern California and local in North County San Diego for over 25 years. You can learn more about him at Twitter, Activerain, Linkedin, RealtyTimes, and Youtube.

15 Year vs 30 Year Loan Differences Which is Best?

The current mortgage rates have been rising, with a 30 year fixed mortgage hovering in the 7% range and 15 year fixed mortgages at 6.625% (6.855% APR). With rates this low, many people are thinking about either buying a new home or refinancing. 15 Year Mortgage vs 30 Year Loans A 15 year mortgage can… Read More »

7 Cash Out Tips for Home Rehabilitation and Remodeling

Are you looking for cash to pay for the renovation on your home? One of the most popular sources of cash today is a cash out refinance on your home, which can provide you with the money you need for major home upgrades. Refinancing to a new lower rate may mean that your payment will… Read More »

How to Qualify for a Home Loan with Low Income

Are there really low income home loans available in 2024? Many renters may think they don’t have enough income to qualify for a home loan. That isn’t usually true. Most mortgage lenders aren’t concerned with only your income. Income is just one part of the mortgage qualification puzzle. Talk to Lenders that Offer Low Income… Read More »

Fannie Mae Home Loans Helping Americans Become Homeowners

The Fannie Mae home loan program has been one of the most successful programs helping consumers in the United States buy a home with a minimal down-payment with competitive interest rates equating to affordable monthly payments. is government sponsored enterprise that has played a major role in empowering Americans to become home-owners. Becoming a homeowner… Read More »

Interest Only Mortgage Loans Surge

When you hunt for a home loan, have you ever thought about an interest-only mortgage? This kind of mortgage doesn’t make you pay on principal at first; you only pay interest on the home loan and that reduces your monthly payment initially. An interest-only mortgage is a big difference from a 30-year, fixed rate mortgage,… Read More »

Home Inspection Tips for First Time House Buyers

First time buyers who put a contract on a house are doing something very exciting. It is your first home, and you are about to take part in the American dream! But as soon as you submit the contract, you should order a home inspection. A home inspection is essential to ensure that the home… Read More »

How to Make a Strong Offer on a House

Home prices are continuing to rise in 2023, and inventory in many areas is shrinking. If you are a first-time house buyer in a tight market, you may have many people bidding on the same house you are. Making a strong offer when buying a home is essential in today’s competitive real estate market. How… Read More »

7 Tips to Boost Your Home Value Prior to Refinancing

When you do a mortgage refinance on your home, you will usually need to get a new appraisal so that the lender knows that they can sell the home for the amount they are lending if you were to ever default on the loan. The appraisal is a vital part of the typical mortgage loan… Read More »