About Bryan Dornan

Bryan Dornan is a financial journalist and currently serves as Chief Editor of RefiGuide.org. Bryan has founded several mortgage and marketing companies and has worked as a loan officer and mortgage broker in the industry for nearly 30 years and has a wealth of experience in providing mortgage clients with the highest level of service in the industry. Bryan's continual focus is to educate homeowners how to leverage home equity while also promoting affordable home-ownership to consumers like you across the United States. He also writes for RealtyTimes, Patch, Buzzfeed, Medium and other national publications. Find him on Twitter, Muckrack, and Linkedin

Are ARM Mortgage Rates Popular with New Home Buyers?

arm mortgage rates

Adjustable-rate mortgages (ARMs) are experiencing renewed popularity among home buyers in 2026, particularly first-time buyers and millennials seeking lower initial payments and maximum financial flexibility. With initial interest rates typically 0.50-1.50% lower than 30-year fixed mortgages, ARM loans offer substantial monthly savings during the fixed-rate period, making homeownership more accessible for buyers who plan to… Read More »

6 Ways FHA Enables People to Refinance a Mortgage

An FHA mortgage is a great way for millions of Americans to buy their own home, especially for people with damaged credit and low fico scores. Down payments are as low as 3.5%, credit requirements are flexible, and interest rates are lower than conventional mortgages. If you like your FHA mortgage, you are going to… Read More »

What is the Home Affordable Refinance Program?

You may have heard about HARP – the Home Affordable Refinance Program. It was launched in March 2009 and could be just what you need to get your financial life back on track. The HARP refinance plan was created in an effort to stem the foreclosure crisis that erupted nearly a decade ago. Home Affordable… Read More »

Why 1st Time Home Buyers Are Buying Investment Properties

first time home buyer rental income

Recent news reports suggest that more first-time home buyers are flipping houses and buying investment properties. This can be a smart move as it is a way to make a good return on a real estate investment in the best circumstances. As the real estate market has gotten hotter and demand for affordable homes has… Read More »