Finding your dream home can take time to find where to begin! Many home buyers find houses that meet some of their needs but not all. That means you could buy a home that makes you happy. The average American home costs about $400,000, that’s a lot of money to spend on something you don’t… Read More »
Many people struggle with debt. There often is a feeling of just wishing one could wave a magic wand like debt consolidation loans and make it disappear without ruining your credit. While it is never that easy to deal with the problem of excessive debt, there are options out there that may be able to… Read More »
Most people who own their house probably have a long list of home improvements they want to make: replace the kitchen counters, replace the family room floor, build an addition, or renovate the master bathroom. There are a plethora of home improvement financing programs that come in many shapes in sizes. Lear How Americans Are… Read More »
Interest only loans are unique options that make sense to a specific type of borrower. If you are in the market for a new mortgage, one of your options is an interest only mortgage. This is a type of loan where the borrower only pays the interest on the loan for the first 5-10 years… Read More »
Most borrowers want to know which mortgage rate is lower, the conventional or the FHA. Let’s explore the differences between FHA and conventional mortgages so you can make a wise financial decision. Are you considering refinancing your mortgage to save money on your current monthly payment?. Great! Now you just need to figure out which… Read More »
The Federal Housing Administration — known simply to homebuyers as the FHA — has faced tremendous oversight since it was created as part of the National Housing Act of 1934. It has been part of the U.S. Department of Housing and Urban Development (HUD) since 1965, and currently insures loans for millions of American homeowners.… Read More »
Consumer confidence at the end of 2016 is higher than it has been for eight years, and that means 2023 could be a year of strong economic growth. If so, homeowners could see rising home values, which could make it a great year to sell and make a fantastic profit. Before you list your home… Read More »
Since Donald Trump won the presidential election, there has been a lot of speculation about what effect his administration and Congress may have on Freddie Mac and Fannie Mae. As of Dec. 1, 2016, we started to get some idea about what a Trump administration has in mind. In 2018, we have noticed first time… Read More »
by Bryan Dornan Founder RefiGuide One of the biggest targets for President-Elect Donald Trump and a Republican Congress will surely be the 2010 Dodd-Frank financial overhaul low that, critics argue, has led to less economic activity and consumer lending since its passage. It is hard to say with certainty which parts of the law may… Read More »
by Bryan Dornan Founder RefiGuide As he was campaigning for the presidency, President-Elect Donald Trump made clear he does not think highly of the 2010 Dodd Frank law. This has made many people wonder what is going to happen to the Consumer Financial Protection Bureau or CFPB. Now that Trump has been elected and his… Read More »
