Mortgage refinance rates in 2024 have soared to 20-year highs. There are still some homeowners out there that may want to refinance before mortgage rates rise further. Even with higher interest rates, you still can save money on fees and closing costs when you do your mortgage refinance. This can end up saving you quite… Read More »
Are you a first-time home buyer? You may want to check out some of these smart home technology secrets we list below. These cool devices and tech can really make your home a more convenient and efficient place to live. Robot Vacuum Cleaner Keeping your first home clean and tidy is important. Floor cleaning and… Read More »
Subprime loans were the bane of the last financial downturn. The Subprime mortgage product, which are home loans to people with bad credit mortgage, low down payments and little verifiable income, were partially responsible for the mass of mortgage defaults that left the US and world economy reeling in 2008. Most subprime lenders have transitioned… Read More »
For most homeowners, the most difficult part of getting home improvements and a remodel done is not the work itself. The hardest thing is to find a good contractor to do the work. Before taking out a HELOC or an equity loan, it makes sense to get a plan. Redoing a kitchen or bathroom is… Read More »
Shopping for a house in the hot market in 2024 without a mortgage pre-approval is kind of like going shopping without your wallet. But you would be surprised how many people do not get a mortgage pre-approval before they get a home loan. It is important to have a pre-approval letter from your lender so… Read More »
In 2018, mortgage refinance rates are not nearly as low as they were a few years ago. According to a Zillow report in June 2018, the average mortgage refinance rate for a 30 year, fixed mortgage was 4.75%. With the US economy getting stronger and unemployment low, interest rates have been slowly on the rise.… Read More »
What Do You Know About Buying a Home with a FHA Loan? The Federal Housing Administration insures mortgages for home buyers in the United States and has been a popular choice for decades. Potential home buyers often like to consider FHA loans for their mortgage needs because they are generally easier to qualify for. But… Read More »
Are you retired or about to retire and want to get a mortgage? Believe it or not, it is possible to get a mortgage as a retiree with some employment income or even none at all. In some cases, retired home buyers may have the ability to pay cash for their house but may want… Read More »
Are you getting ready to buy your own home after years of paying rent? You may need to increase your credit score. People with higher credit scores have an easier time being approved for a loan and getting the best interest rates. But if you do not have great credit, you may want to consider… Read More »
There are many reasons to buy your own home and stop renting. But there are many factors to consider before deciding to make the plunge into home ownership. It worth considering this question carefully; one of the reasons for the last financial downturn was too many people had mortgage they could not afford. When millions… Read More »
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