The mortgage refinance is specific loan, that homeowners do to secure more favorable terms, with existing mortgage lien. People who own a home and have a mortgage are often watch current mortgage interest rates. They want to figure out if now is the best time to refinance their mortgage. This is always a gamble because… Read More »
For people who are getting a home loan this year, you may know that you are probably buying in a time of rising interest rates. While interest rates will not rise through the roof, you can expect to pay more for a mortgage in six months than today. There are millions of people who have… Read More »
Home remodeling projects can breathe new life into your living space, increase your home’s value, and cater to your changing needs. However, such projects often come with a hefty price tag, which can leave homeowners wondering about financing options. One versatile and convenient method to finance a home remodel to use a line of credit.… Read More »
Are you thinking about getting a loan for land? Below is a complete guide to vacant land loans. With the Federal Reserve pledging to not raise rates more in 2024 and mortgage lenders expanding their guidelines on land loans, you can expect many investment and construction opportunities to arise as a result. Keep this article… Read More »
Getting pre-qualified for a home loan is a critical step in the homebuying process, providing you with an estimate of the mortgage amount you may be eligible to borrow. It is always tempting when wanting to buy a home to go hit the streets and find your dream home. Then you make an offer. But… Read More »
Approaching retirement with a mortgage fully paid off can translate to increased discretionary income from fixed sources when you retire. While there are instances where the savings from paying off your mortgage prematurely may not surpass potential earnings from alternative investments, the non-monetary advantages, such as peace of mind, associated with early mortgage repayment may… Read More »
It is not easy to buy a home or refinance a mortgage if you have had a foreclosure or bankruptcy, but the good news is it is not impossible by any means. How easy or difficult it will be will depend upon several factors, such as the type of bankruptcy you had – 7 and… Read More »
A 15-year mortgage offers several significant benefits to borrowers looking to own their homes quickly and reduce overall interest costs. Mortgage rates have been very low in the last few years, especially for 15-year mortgages. Did you know that just a few years ago, Zillow reported 15 year mortgage under 3% for qualified borrowers? That… Read More »
When interest rates rise, homeowners stop refinancing to get cash out and start choosing the home equity loan programs because it enables them to preserve their low interest rate on their current mortgage. Homeowners love the freedom to utilize a home equity loan for a wide range of purposes, but it is advisable to refrain… Read More »
The VA mortgage loans offers amazing benefits for military home buyers seeking to buy a home with affordable financing and no down-payment. If you’re a military veteran or active-duty military, and you want to buy a home, consider the VA mortgage program that requires no money down and no mortgage insurance. For many active military… Read More »
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