The Good Neighbor Next Door loan program was created from the Department of Housing and Urban Development in an effort to reward the good neighbors of our nation with its If you are a teacher, police officer, or firefighter, you may be eligible for buying a HUD home for 50% off the list price. And… Read More »
Homeowners and loan officers know how important calculating Loan to Value, or LTV, when applying for a refinance mortgage. Your credit could be excellent but if your do not meet the LTV requirements for a mortgage refinance then you will be turned down. In a home refinance transaction, the Loan to Value (LTV) is just… Read More »
Are you excited to buy a house this year? You may be able to afford a low rate FHA home financing for several reasons. FHA financing is insured by the Federal Housing Administration, and feature more flexible underwriting standards than conventional loans. FHA lending standards are easier than most conventional loans and that’s why they… Read More »
Borrowers that reside in rural areas may qualify for USDA mortgage refinancing that provide special benefits for qualified prospects. USDA mortgage interest rates have have been rising over the last few years,. Still, USDA mortgage rates are still being published with affordable pricing, and this makes it a tempting time for refinancing. Can You Refinance… Read More »
Nevada is one of the fastest-growing U.S. states, both according to the total number of new residents since 2010 and the percentage growth rate resulting from the hundreds of thousands of new Nevadans. All that growth has made the Nevada housing market one of the most exciting in the country. Like the rest of the… Read More »
A new high LTV refinance program was just announced to Help Underwater Homeowners as HARP expired. The outlook for mortgages is looking better in early 2024, with rates finally going back down. Even though rates have increased significantly in the last 2 years, the 30 year fixed mortgages are still near historic averages. What is… Read More »
People who want to buy a home in a high-cost region, such as in many areas of California, will probably need a jumbo mortgage loan and rates remain near record lows. These jumbo loans also are referred to as non-conforming loans. If you are considering a jumbo loan, you will need to have a complete… Read More »
Are you considering a refinance of your mortgage? Interest rates rose significantly this year but could drop in 2024, so now may be the time to apply for a refinance mortgage. If you are considering a home refinance, you will want to save as much money as you can to make the process worth it.… Read More »
People who own their home frequently are watching mortgage rates to determine if now is a good time to refinance their home loan. Whenever you refinance, you always are taking a bit of a gamble because it is hard to say what rates will be tomorrow, let alone next month or next year. When considering… Read More »
Are you contemplating consolidating and refinancing student loans into your mortgage as a homeowner? With the consistent increase in home values over the last five years, there’s potential to clear your student loan debts and retain home equity. Nonetheless, understanding the advantages and disadvantages of this approach is crucial to determining whether incorporating student loans… Read More »
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