Are you shopping for the fixed home equity loan rates online from the best lenders and finding a major discrepancy in interest rates and second mortgage loan amounts? The process to secure the lowest interest rates to get approved for the best home equity loans can be daunting. Not all banks and mortgage lenders specialize… Read More »
Many borrowers want to know how the HELOC payment works with a revolving home equity line of credit and variable interest rates. Homeowners love HELOC lines of credit because they are a flexible financial product that enable borrowers to cash in on the equity in their house. Homeowners can borrow and repay their credit line… Read More »
Did you attend medical school and recently graduate? Then you are on your way to becoming a doctor. Doctors often find themselves in an unusual place when they leave medical school: They have high incomes but also a lot of student loan debt. Medical school is expensive, and many new doctors have $500,000 or more… Read More »
If you have looked for your dream home but can’t find it, you could think about building a new home. Building your own home requires a new home construction loan, and new home construction requirements for mortgages differ than for existing properties. Learn all about new home construction loans in this article and reach out… Read More »
So, you were recently getting pre-approved for a mortgage. Congratulations! But don’t pop the champagne until closing day and all the home loan documents are signed and recorded. Getting a pre-approved mortgage up-front can streamline your entire home buying process if you align yourself with the right lender and realtor. Securing a mortgage pre-approval is… Read More »
Home equity can be a tremendously valuable asset for homeowners. You can pull out equity to do almost anything: renovate the kitchen, pay off high-interest debt, pay for your kid’s college tuition, and even start a business or invest in real estate. Before you can get a cash-out refinance, home equity loan or home equity… Read More »
When you’re buying a home, every dollar counts. One of those crucial costs to be aware of is mortgage insurance. It might seem like another added expense, but it plays a notable role in the home-buying process, especially if you’re putting down less than 20%. Understanding how much mortgage insurance costs and how it impacts your… Read More »
A mortgage refinance can help you to lower your rate and monthly payment, even if you have low credit scores, poor payment history, or simply upside down on your conventional mortgage loan. It also can get you cash to do renovations on your home if you want to do a cash out refinance. However, some… Read More »
An FHA mortgage is a great deal for many Americans because they offer substantial credit flexibility and as low as a 3.5% down payment, with very low interest rates. These mortgage loans are guaranteed by the Federal Housing Administration, so lenders are able to offer them to more Americans with lower incomes and credit scores.… Read More »
First responders play a critical role in protecting and serving communities nationwide. To assist them with buying and owning a home, many states and counties offer first responder home loans. These are specialized mortgage programs designed for firefighters, police officers, and other first responders. This article discusses what you need to know about first responder… Read More »
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