Consumer confidence at the end of 2016 is higher than it has been for eight years, and that means 2023 could be a year of strong economic growth. If so, homeowners could see rising home values, which could make it a great year to sell and make a fantastic profit. Before you list your home… Read More »
Since Donald Trump won the presidential election, there has been a lot of speculation about what effect his administration and Congress may have on Freddie Mac and Fannie Mae. As of Dec. 1, 2016, we started to get some idea about what a Trump administration has in mind. In 2018, we have noticed first time… Read More »
by Bryan Dornan Founder RefiGuide One of the biggest targets for President-Elect Donald Trump and a Republican Congress will surely be the 2010 Dodd-Frank financial overhaul low that, critics argue, has led to less economic activity and consumer lending since its passage. It is hard to say with certainty which parts of the law may… Read More »
by Bryan Dornan Founder RefiGuide As he was campaigning for the presidency, President-Elect Donald Trump made clear he does not think highly of the 2010 Dodd Frank law. This has made many people wonder what is going to happen to the Consumer Financial Protection Bureau or CFPB. Now that Trump has been elected and his… Read More »
Adjustable-rate mortgages (ARMs) are experiencing renewed popularity among home buyers in 2026, particularly first-time buyers and millennials seeking lower initial payments and maximum financial flexibility. With initial interest rates typically 0.50-1.50% lower than 30-year fixed mortgages, ARM loans offer substantial monthly savings during the fixed-rate period, making homeownership more accessible for buyers who plan to… Read More »
An FHA mortgage is a great way for millions of Americans to buy their own home, especially for people with damaged credit and low fico scores. Down payments are as low as 3.5%, credit requirements are flexible, and interest rates are lower than conventional mortgages. If you like your FHA mortgage, you are going to… Read More »
You may have heard about HARP – the Home Affordable Refinance Program. It was launched in March 2009 and could be just what you need to get your financial life back on track. The HARP refinance plan was created in an effort to stem the foreclosure crisis that erupted nearly a decade ago. Home Affordable… Read More »
Recent news reports suggest that more first-time home buyers are flipping houses and buying investment properties. This can be a smart move as it is a way to make a good return on a real estate investment in the best circumstances. As the real estate market has gotten hotter and demand for affordable homes has… Read More »
