About Bryan Dornan

Bryan Dornan is a financial journalist and mortgage industry veteran with nearly 30 years of experience as a lender, loan officer, mortgage broker, and chief marketing officer. He currently serves as Chief Editor of RefiGuide.org, where he has built one of the most trusted mortgage education platforms in the United States. Bryan has founded multiple mortgage and digital marketing companies throughout his career and remains focused on helping homeowners leverage home equity wisely while making affordable homeownership accessible to everyday Americans. He is a licensed California Real Estate Broker DRE: #01203791. and writes for RealtyTimes, Patch, Buzzfeed, Medium and other national publications. Find him on Twitter, Muckrack, and Linkedin

Is HELOC Transfer and Withdrawal Instant?

Borrowers want to know how quickly can they get their money with a HELOC transfer. It’s no secret that the Home Equity Line of Credit provides American homeowners quick access to funds from the equity they have earned through real estate appreciation. Borrowers like how the HELOC provides revolving line of credit. In this digital… Read More »

Best Ways to Finance Home Remodeling and Repairs

Remodeling your home is an exciting way to enhance its functionality, increase its value, or make it better suited to your lifestyle. However, financing a home remodel can be a challenge, especially when costs add up quickly. Luckily, there are numerous options available to fund your project. Here are the 12 best ways to finance… Read More »

How Do I Save for a DownPayment on a House​?

People who are buying their first house typically have a challenge with coming up with the down payment for the home loan. There are many proven methods for to save for a down-payment when buying a house. We published this article to explain how to save for a down-payment and get a great home loan… Read More »

What Is Lender Paid Mortgage Insurance?

Lender Paid Mortgage Insurance is a specific arrangement where the lender, rather than the borrower, takes on the responsibility of paying for mortgage insurance. In a conventional mortgage with PMI, borrowers are typically required to purchase a separate insurance policy to protect the lender, especially if they make a down payment of less than 20%… Read More »

How to Get Rid of PMI Loans

A no PMI mortgage is a home loan that eliminates private mortgage insurance — saving borrowers an average of $100 to $300 per month compared to conventional loans with less than 20% down. In 2026, no PMI loans are more accessible than ever, with multiple proven strategies allowing qualified buyers to avoid PMI entirely without… Read More »

Should I Get a HELOC Just in Case​?

Getting a HELOC “just in case” can provide financial flexibility for emergencies or future expenses, as it allows access to funds when needed. However, since a HELOC often comes with variable interest rates and potential fees, it’s best to secure one only if you foresee a specific need. Maintaining an emergency HELOC may be a… Read More »

Solar Panel Loans for Homeowners

Are you thinking about installing solar panels on your home and wondering how to get a loan for it? If you are considering going solar, the good news is the price of these systems has dropped in recent years. And there are many solar panel financing options than ever. Can I Get a Loan for… Read More »

30 Year Fixed Rate Mortgage Benefits American Home Buying

Securing a 30-year mortgage involves careful financial planning, choosing the right lender, and understanding the commitment of homeownership. Many people think that having a 15 year mortgage will always be better than a 30 year mortgage. Sometimes it may be, and sometimes it may not be. While a fixed 30-year mortgage offers numerous benefits, it’s… Read More »

Stated Income Mortgage Loans

The stated income loan has become somewhat of an elusive mortgage program that streamlines the process. The stated income mortgage loan is very popular with self-employed borrowers that do not have a traditional income documentation with W-2s and pay stubs. There are alternative loan options for self-employed professionals to get a home loan without traditional… Read More »

How Does a Home Equity Loan Work for Home Improvements?

Home equity loans have become a popular home improvement financing option for homeowners looking to fund renovations, repairs, construction and house remodeling. Many U.S. consumers are interested in how home equity loans create opportunities to finance home improvements, including the application process, interest structure, benefits, and potential drawbacks. It also examines why these equity loans… Read More »