Guides

Guide to Financing a Second Home in Today’s Loan Market

Do you want to buy a second home? You probably have many questions about how to finance a 2nd-home. Whether you want to buy a second home for vacations or as an investment property, getting financing for this type of property comes with some challenges that you should be aware of. This article will explain… Read More »

The Essential Refinance Mortgage Loans Guide for New Homeowners

2019 is just around the corner and refinance mortgage rates are on the way up. According to Freddie Mac, the average rate on mortgage refinance loans today is 4.6%. If you been considering a refinance as a new home owner, you may want to get it done sooner than later. Some experts believe that with… Read More »

Guide to Mortgage Loan Calculators in 2019

Most people wanting to buy a home with a mortgage usually have two major concerns: How much will the interest rate be, and can I afford the monthly payments? There are many good online mortgage calculators that can assist you in making these important financial calculations when you are deciding to buy a home. There… Read More »

Ultimate Guide to a Refinance Mortgage with No Closing Costs or Fees

No mortgage is free. There are always fees and closing costs associated with a refinance mortgage loan, the question is, who is paying for the refinance closing costs and fees? In most cases, all the costs total thousands of dollars. Unless you are okay with paying those costs by opening your checkbook at the closing… Read More »

Guide to Fix and Flip Home Loans

Starting a business to fix and flip home for a profit can be an excellent way to grow wealth in real estate. One of the biggest challenges for people starting in this business is to qualify for a fix and flip loan to get you started. It is easiest to get funding for fixing and… Read More »

Guide to Mortgage Refinancing Your Loan

Many Americans today are considering a mortgage refinance as interest rates continue to be very low. Rates did edge up in 2017 before dropping again, so the buzz for home refinancing has re-surged. In August, 30-year fixed FHA loans were available for well under 4%, According to Freddie Mac’s weekly survey. With such low interest… Read More »

HELOC Loan Guide for Home Equity Credit Lines

Is the value of your home rising? Do you have at least 10 to 20% equity? Then you may be thinking about tapping some of your hard-earned money with a home equity line of credit, or HELOC. If so, please use this article as your guide to HELOC loans for 2018. The tax deduction laws… Read More »

Guide to Getting a Second Mortgage

Home owners who meet the lending criteria may be able to get a second mortgage loan if they qualify. You may have heard radio advertisements recently bragging about how low second mortgage rates are today for home equity lines of credit and fixed cash out 2nd mortgages. Getting a Second Mortgage Can Help You Gain Access… Read More »

Guide to No Doc Loans in 2019

How to Get a Mortgage Loan without Tax Returns and Traditional Income Documentation Many Americans today decide to go the self-employment route rather than working for a company sitting in a cubicle for the next 30 years. Being self-employed can be highly rewarding because you control your own destiny and control how much money you… Read More »

Guide to Home Construction Loans

If you are planning to build your own home this year, you will probably need a new home construction loan. This article will highlight the critical parts of construction loans so that you can make an informed decision on how to finance new home construction loans. Talk to Experienced Construction Mortgage Lenders in Your Area.… Read More »

VA Loan Guide for Military Home Buyers

There are many great home financing advantages to being a military veteran or active military. One of the biggest pluses that you can enjoy is getting a VA loan with competitive interest rates, low closing costs and no down-payment required. If you are VA eligible you owe it to yourself to learn about the benefits… Read More »

Expert Guides to Bad Credit Mortgage Loans

Many banks and lenders are easing credit standards on bad credit mortgage programs making loans more available for home buyers and homeowners in 2018. There are still millions of renters looking to buy at an affordable rate and existing homeowners seeking to refinance with the goal of reducing their housing expenses before interest rates rise. The… Read More »